Vitals
  • Total Assets
    1.4B 62.0 %
  • Total Deposits
    1.2B 79.2 %
  • Total Net Loans
    938.1M 37.6 %
  • Net Income
    13.1M 46.2 %
  • Book Value
    133.3M 36.4 %
  • Book Value x2
    266.6M 36.4 %
  • Book Value x3
    399.9M 36.4 %
ROAA

1.041

ROAE

9.976

Efficiency Ratio

51.88

Net Interest Margin

3.347

Balance Sheet Highlights
Financial Highlights Sterling Bank All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 1,401,648 258,416
Total Net Loans 938,134 178,998
Total Deposits 1,238,877 217,087
Total Equity 133,296 28,107
Profitability
Net Income 13,072 2,724
Return on Average Assets 1.041 1.016
Return on Average Equity 9.976 9.475
Net Interest Margin 3.347 3.745
Efficiency Ratio 51.88 67.758
Noninterest Income/Revenue 5.863 16.937
Balance Sheet Ratios
Loan-to-Deposit 75.725 78.741
Securities/Assets .02 .158
Total Equity/Total Assets .095 .109
Tangible Equity/Tangible Assets .094 .106
Capital Adequacy
Tier 1 Common Capital 119,465 27,011
Tier 1 Capital 119,465 27,012
Tier 2 Capital 9,443 2,220
Total Capital 128,908 29,258
Total Risk Weighted Assets 1,044,478 195,723
Leverage Ratio 8.56 10.472
Common Equity Tier 1 Capital Ratio 11.44 14.947
Tier 1 Capital Ratio 11.44 14.954
Total Capital Ratio 12.34 16.077

Timeline for Sterling Bank

First Community Bank, Missouri

Acquisition: Sterling Bank acquired a new subsidiary, First Community Bank, Missouri, 8 years

View Profile Feb 06 2016

Sterling Bank

Sterling Bank was established 19 years ago and is currently headquartered in Poplar Bluff, MO.

Oct 19 2004

Sterling Bancshares, Inc.

Sterling Bancshares, Inc. became a new parent organization for Sterling Bank.

View Profile Oct 19 2004
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Community Bank, Missouri Seller 277,333 Pooling of Interests Discontinued 2/6/2016
Relationships Role Relationship Start Relationship End
Sterling Bancshares, Inc. Parent 10/19/2004
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