Vitals
  • Total Assets
    1.5B 6.5 %
  • Total Deposits
    1.3B 12.4 %
  • Total Net Loans
    1.0B 7.6 %
  • Net Income
    19.6M 12.7 %
  • Book Value
    132.5M 0.1 %
  • Book Value x2
    265.1M 0.1 %
  • Book Value x3
    397.6M 0.1 %
ROAA

1.411

ROAE

14.433

Efficiency Ratio

59.195

Net Interest Margin

3.753

Balance Sheet Highlights
Financial Highlights Banterra Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 1,460,400 290,894
Total Net Loans 1,002,148 191,278
Total Deposits 1,264,856 246,407
Total Equity 132,543 31,125
Profitability
Net Income 19,569 2,670
Return on Average Assets 1.411 .919
Return on Average Equity 14.433 8.247
Net Interest Margin 3.753 3.499
Efficiency Ratio 59.195 67.9
Noninterest Income/Revenue 18.003 16.598
Balance Sheet Ratios
Loan-to-Deposit 79.23 72.669
Securities/Assets .248 .191
Total Equity/Total Assets .091 .107
Tangible Equity/Tangible Assets .088 .103
Capital Adequacy
Tier 1 Common Capital 131,932 29,670
Tier 1 Capital 131,932 29,720
Tier 2 Capital 11,050 2,112
Total Capital 142,982 31,905
Total Risk Weighted Assets 1,176,225 212,461
Leverage Ratio 9.23 10.62
Common Equity Tier 1 Capital Ratio 11.22 16.313
Tier 1 Capital Ratio 11.22 16.329
Total Capital Ratio 12.16 17.341

Timeline for Banterra Bank

Area Bank

Acquisition: Banterra Bank acquired a new subsidiary, Area Bank, 9 years

View Profile Oct 04 2014

The National State Bank Of Metropolis

Acquisition: Banterra Bank acquired a new subsidiary, The National State Bank Of Metropolis, 23 years

View Profile Dec 15 2000

Heartland National Bank

Acquisition: Banterra Bank acquired a new subsidiary, Heartland National Bank, 24 years

View Profile Jun 19 1999

Marion West Inc

Marion West Inc became a new subsidiary organization for Banterra Bank.

View Profile Jun 19 1999

Banterra Bank Group

Acquisition: Banterra Bank acquired a new subsidiary, Banterra Bank Group, 25 years

View Profile Sep 12 1998

Want to see more?

Complete timeline for Banterra Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Area Bank Seller 103,977 Acquisition Discontinued 10/4/2014
The National State Bank Of Metropolis Seller 90,397 Failure 12/15/2000
Heartland National Bank Seller 62,300 Pooling of Interests Discontinued 6/19/1999
Banterra Bank Group Seller 168,849 Pooling of Interests Discontinued 9/12/1998
Banterra Bank Of Christopher Seller 55,676 Pooling of Interests Discontinued 9/12/1998
Banterra Bank, National Association Seller 84,225 Pooling of Interests Discontinued 9/12/1998
Banterra Bank Of West Frankfort Seller 104,272 Pooling of Interests Discontinued 9/12/1998
Relationships Role Relationship Start Relationship End
Banterra Corp Parent 12/1/2003
Banterra Corp Parent 11/22/1989 11/30/2003
Banterra Corp Parent 1/1/1989 11/21/1989
Egypt Bancorp, Inc. Parent 12/10/1987 12/31/1988
Egypt Bancorp, Inc. Parent 7/13/1987 12/9/1987
Egypt Bancorp, Inc. Parent 4/26/1985 7/12/1987
Banterra Insurance Services, Inc. Subsidary 6/30/2007
Christopher Building Corp Subsidary 6/30/2007
Marion West Inc Subsidary 6/30/2007
Banterra Insurance Services, Inc. Subsidary 9/12/1998 6/29/2007
Christopher Building Corp Subsidary 9/12/1998 6/29/2007
Marion West Inc Subsidary 6/19/1999 6/29/2007
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