Vitals
  • Total Assets
    247.0M 11.8 %
  • Total Deposits
    218.2M 11.9 %
  • Total Net Loans
    194.5M 23.8 %
  • Net Income
    2.5M 55.4 %
  • Book Value
    25.9M 4.6 %
  • Book Value x2
    51.8M 4.6 %
  • Book Value x3
    77.6M 4.6 %
ROAA

1.084

ROAE

9.828

Efficiency Ratio

68.626

Net Interest Margin

4.207

Balance Sheet Highlights
Financial Highlights Stc Capital Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 247,011 290,894
Total Net Loans 194,452 191,278
Total Deposits 218,212 246,407
Total Equity 25,881 31,125
Profitability
Net Income 2,466 2,670
Return on Average Assets 1.084 .919
Return on Average Equity 9.828 8.247
Net Interest Margin 4.207 3.499
Efficiency Ratio 68.626 67.9
Noninterest Income/Revenue 15.019 16.598
Balance Sheet Ratios
Loan-to-Deposit 89.112 72.669
Securities/Assets .099 .191
Total Equity/Total Assets .105 .107
Tangible Equity/Tangible Assets .105 .103
Capital Adequacy
Tier 1 Common Capital 26,373 29,670
Tier 1 Capital 26,373 29,720
Tier 2 Capital 2,367 2,112
Total Capital 28,740 31,905
Total Risk Weighted Assets 220,479 212,461
Leverage Ratio 10.89 10.62
Common Equity Tier 1 Capital Ratio 11.96 16.313
Tier 1 Capital Ratio 11.96 16.329
Total Capital Ratio 13.04 17.341

Timeline for Stc Capital Bank

Stc Capital Bank

Stc Capital Bank was established 18 years ago and is currently headquartered in Saint Charles, IL.

Jan 17 2006

Stc Bancshares Corp.

Stc Bancshares Corp. became a new parent organization for Stc Capital Bank.

View Profile Jan 17 2006
Relationships Role Relationship Start Relationship End
Stc Bancshares Corp. Parent 1/17/2006
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