Vitals
  • Total Assets
    116.2M 5.0 %
  • Total Deposits
    87.8M 2.8 %
  • Total Net Loans
    100.7M 3.6 %
  • Net Income
    1.3M -3.3 %
  • Book Value
    11.7M 4.0 %
  • Book Value x2
    23.3M 4.0 %
  • Book Value x3
    35.0M 4.0 %
ROAA

1.503

ROAE

15.194

Efficiency Ratio

63.132

Net Interest Margin

4.027

Balance Sheet Highlights
Financial Highlights State Savings Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 116,217 189,925
Total Net Loans 100,704 128,162
Total Deposits 87,768 155,733
Total Equity 11,660 22,153
Profitability
Net Income 1,316 1,719
Return on Average Assets 1.503 1.182
Return on Average Equity 15.194 10.125
Net Interest Margin 4.027 3.602
Efficiency Ratio 63.132 59.491
Noninterest Income/Revenue 10.739 13.325
Balance Sheet Ratios
Loan-to-Deposit 114.739 78.121
Securities/Assets .006 .199
Total Equity/Total Assets .1 .117
Tangible Equity/Tangible Assets .1 .113
Capital Adequacy
Tier 1 Common Capital 11,660 20,428
Tier 1 Capital 11,660 20,449
Tier 2 Capital 1,224 1,548
Total Capital 12,884 22,011
Total Risk Weighted Assets 97,346 144,061
Leverage Ratio 9.98 11.062
Common Equity Tier 1 Capital Ratio 11.98 15.828
Tier 1 Capital Ratio 11.98 15.847
Total Capital Ratio 13.24 16.9

Timeline for State Savings Bank

Ssb Holding Co., Inc.

Ssb Holding Co., Inc. became a new parent organization for State Savings Bank.

View Profile Dec 31 1970

State Savings Bank

State Savings Bank was established 130 years ago and is currently headquartered in West Des Moines, IA.

Jul 04 1894
Relationships Role Relationship Start Relationship End
Ssb Holding Co., Inc. Parent 7/1/1997
Ssb Holding Co., Inc. Parent 12/1/1996 6/30/1997
Ssb Holding Co., Inc. Parent 12/31/1981 11/30/1996
Ssb Holding Co., Inc. Parent 12/31/1974 12/30/1981
Ssb Holding Co., Inc. Parent 12/31/1970 12/30/1974
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