Vitals
  • Total Assets
    271.2M 58.5 %
  • Total Deposits
    235.8M 58.4 %
  • Total Net Loans
    191.9M 79.6 %
  • Net Income
    2.5M 147.2 %
  • Book Value
    30.7M 41.9 %
  • Book Value x2
    61.5M 41.9 %
  • Book Value x3
    92.2M 41.9 %
ROAA

.799

ROAE

8.226

Efficiency Ratio

66.727

Net Interest Margin

2.806

Balance Sheet Highlights
Financial Highlights State Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 271,207 290,894
Total Net Loans 191,940 191,278
Total Deposits 235,782 246,407
Total Equity 30,728 31,125
Profitability
Net Income 2,477 2,670
Return on Average Assets .799 .919
Return on Average Equity 8.226 8.247
Net Interest Margin 2.806 3.499
Efficiency Ratio 66.727 67.9
Noninterest Income/Revenue 20.474 16.598
Balance Sheet Ratios
Loan-to-Deposit 81.406 72.669
Securities/Assets .133 .191
Total Equity/Total Assets .113 .107
Tangible Equity/Tangible Assets .095 .103
Capital Adequacy
Tier 1 Common Capital 26,784 29,670
Tier 1 Capital 26,784 29,720
Tier 2 Capital 1,251 2,112
Total Capital 28,035 31,905
Total Risk Weighted Assets 180,688 212,461
Leverage Ratio 8.63 10.62
Common Equity Tier 1 Capital Ratio 14.82 16.313
Tier 1 Capital Ratio 14.82 16.329
Total Capital Ratio 15.52 17.341

Timeline for State Bank

Harvard Savings Bank

Acquisition: State Bank acquired a new subsidiary, Harvard Savings Bank, 8 years

View Profile Aug 01 2016

Banker's Insurance Service, Co., Inc.

Banker's Insurance Service, Co., Inc. became a new subsidiary organization for State Bank.

View Profile Sep 01 2000

Wonder Bancorp, Inc.

Wonder Bancorp, Inc. became a new parent organization for State Bank.

View Profile Sep 11 1987

State Bank

State Bank was established 45 years ago and is currently headquartered in Wonder Lake, IL.

Oct 22 1979
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Harvard Savings Bank Seller 141,645 Acquisition Discontinued 8/1/2016
Relationships Role Relationship Start Relationship End
Wonder Bancorp, Inc. Parent 9/11/1987
Banker's Insurance Service, Co., Inc. Subsidary 9/1/2000 12/31/2002
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