Vitals
  • Total Assets
    141.6M -9.4 %
  • Total Deposits
    118.8M -11.6 %
  • Total Net Loans
    100.6M -8.4 %
  • Net Income
    584000.0000 -61.9 %
  • Book Value
    14.0M 3.4 %
  • Book Value x2
    27.9M 3.4 %
  • Book Value x3
    41.9M 3.4 %
ROAA

.821

ROAE

8.562

Efficiency Ratio

85.427

Net Interest Margin

3.55

Balance Sheet Highlights
Financial Highlights Harvard Savings Bank All Insured Savings Banks in Illinois
Balance Sheet $(000)
Total Assets 141,645 196,498
Total Net Loans 100,625 114,580
Total Deposits 118,839 162,724
Total Equity 13,957 27,457
Profitability
Net Income 584 420
Return on Average Assets .821 .315
Return on Average Equity 8.562 2.388
Net Interest Margin 3.55 3.033
Efficiency Ratio 85.427 87.767
Noninterest Income/Revenue 4.952 25.824
Balance Sheet Ratios
Loan-to-Deposit 84.673 70.714
Securities/Assets .032 .198
Total Equity/Total Assets .099 .14
Tangible Equity/Tangible Assets .095 .139
Capital Adequacy
Tier 1 Common Capital 13,886 26,400
Tier 1 Capital 13,886 26,400
Tier 2 Capital 1,381 1,026
Total Capital 15,267 27,506
Total Risk Weighted Assets 114,865 100,842
Leverage Ratio 9.82 13.033
Common Equity Tier 1 Capital Ratio 12.09 28.876
Tier 1 Capital Ratio 12.09 28.876
Total Capital Ratio 13.29 29.881

Timeline for Harvard Savings Bank

State Bank

Harvard Savings Bank was acquired by State Bank 8 years

View Profile Aug 01 2016

Harvard Illinois Bancorp, Inc.

Harvard Illinois Bancorp, Inc. became a new parent organization for Harvard Savings Bank.

View Profile Jul 21 2011

Harvard Illinois Financial Corp.

Acquisition: Harvard Savings Bank acquired a new subsidiary, Harvard Illinois Financial Corp. , 14 years

View Profile Apr 08 2010

Harvard Savings, Mhc

Acquisition: Harvard Savings Bank acquired a new subsidiary, Harvard Savings, Mhc , 14 years

View Profile Apr 08 2010

Morris Building And Loan, S.B.

Acquisition: Harvard Savings Bank acquired a new subsidiary, Morris Building And Loan, S.B., 16 years

View Profile Apr 19 2008

Want to see more?

Complete timeline for Harvard Savings Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
State Bank Buyer 301,861 Acquisition Discontinued 8/1/2016
Harvard Illinois Financial Corp. Seller Acquisition Discontinued 4/8/2010
Harvard Savings, Mhc Seller Acquisition Discontinued 4/8/2010
Morris Building And Loan, S.B. Seller 35,946 Acquisition Discontinued 4/19/2008
Relationships Role Relationship Start Relationship End
Harvard Illinois Bancorp, Inc. Parent 7/21/2011 7/31/2016
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