Efficiency Ratio Over Time
Efficiency Ratio Harvard Savings Bank All Insured Savings Banks in Illinois
06-30-2016 85.427 87.767
03-31-2016 82.32 89.7
12-31-2015 91.624 89.307
09-30-2015 90.318 88.625
06-30-2015 92.146 88.81
03-31-2015 87.477 88.448
12-31-2014 79.033 85.512
09-30-2014 68.095 84.984
06-30-2014 68.92 86.681
03-31-2014 70.439 86.685
12-31-2013 72.505 86.372
09-30-2013 72.214 86.332
06-30-2013 71.467 85.943
03-31-2013 72.528 84.73
12-31-2012 67.28 82.267
09-30-2012 68.694 82.287
06-30-2012 71.097 83.759
03-31-2012 72.686 84.702
12-31-2011 77.856 82.46
09-30-2011 79.123 81.534
06-30-2011 80.513 84.103
03-31-2011 79.878 84.763
12-31-2010 77.68 82.318
09-30-2010 81.069 81.356
06-30-2010 86.601 82.62
03-31-2010 83.694 84.172
12-31-2009 84.139 89.601
09-30-2009 87.219 87.714
06-30-2009 86.414 87.137
03-31-2009 106.289 85.586
12-31-2008 106.711 88.709
09-30-2008 106.552 89.221
06-30-2008 111.423 91.931
03-31-2008 90.443 93.345
12-31-2007 92.64 90.459
09-30-2007 89.796 89.677
06-30-2007 87.167 90.016
03-31-2007 85.072 89.863
12-31-2006 71.803 86.838
09-30-2006 69.302 84.847
06-30-2006 67.142 84.79
03-31-2006 62.402 86.256
12-31-2005 69.691 78.367
09-30-2005 70.081 79.735
06-30-2005 73.554 76.649
03-31-2005 77.153 81.526
12-31-2004 64.687 78.999
09-30-2004 79.949 79.237
06-30-2004 73.302 79.885
03-31-2004 58.069 79.111
12-31-2003 52.121 74.919
09-30-2003 51.07 73.374
06-30-2003 50.169 71.984
03-31-2003 51.42 72.34
12-31-2002 58.238 70.757