Vitals
  • Total Assets
    663.6M 60.7 %
  • Total Deposits
    575.4M 78.0 %
  • Total Net Loans
    500.1M 66.4 %
  • Net Income
    3.6M 93.5 %
  • Book Value
    43.8M 70.3 %
  • Book Value x2
    87.5M 70.3 %
  • Book Value x3
    131.3M 70.3 %
ROAA

1.081

ROAE

16.628

Efficiency Ratio

47.476

Net Interest Margin

3.517

Balance Sheet Highlights
Financial Highlights Southern Community Bank Of Central Florida All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 663,574 216,780
Total Net Loans 500,137 145,836
Total Deposits 575,371 179,446
Total Equity 43,771 19,475
Profitability
Net Income 3,568 2,151
Return on Average Assets 1.081 1.092
Return on Average Equity 16.628 12.305
Net Interest Margin 3.517 4.015
Efficiency Ratio 47.476 71.231
Noninterest Income/Revenue 4.147 14.455
Balance Sheet Ratios
Loan-to-Deposit 86.924 79.498
Securities/Assets .137 .399
Total Equity/Total Assets .066 .09
Tangible Equity/Tangible Assets .065 -.051
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 45,210 18,557
Tier 2 Capital 19,111 1,765
Total Capital 64,321 20,370
Total Risk Weighted Assets 597,008 154,089
Leverage Ratio 6.74 9.454
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 7.57 13.347
Total Capital Ratio 10.77 14.46

Timeline for Southern Community Bank Of Central Florida

First National Bank Of Florida

Southern Community Bank Of Central Florida was acquired by First National Bank Of Florida 20 years

View Profile Sep 04 2004

Southern Community Banc Mortgage, Llc

Southern Community Banc Mortgage, Llc became a new subsidiary organization for Southern Community Bank Of Central Florida.

View Profile Mar 28 2003

Southern Community Insurance Agency, Inc.

Southern Community Insurance Agency, Inc. became a new subsidiary organization for Southern Community Bank Of Central Florida.

View Profile Feb 01 2000

Southern Community Bancorp

Southern Community Bancorp became a new parent organization for Southern Community Bank Of Central Florida.

View Profile Jul 30 1999

Southern Community Bank Of Central Florida

Southern Community Bank Of Central Florida was established 25 years ago and is currently headquartered in Orlando, FL.

Dec 15 1998
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First National Bank Of Florida Buyer 5,642,797 Acquisition Discontinued 9/4/2004
Relationships Role Relationship Start Relationship End
Southern Community Bancorp Parent 7/30/1999 9/3/2004
Southern Community Insurance Agency, Inc. Subsidary 2/1/2000 9/3/2004
Southern Community Banc Mortgage, Llc Subsidary 3/28/2003 10/31/2003
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