Vitals
  • Total Assets
    504.1M -1.2 %
  • Total Deposits
    433.3M -2.8 %
  • Total Net Loans
    256.4M -3.3 %
  • Net Income
    2.2M 129.0 %
  • Book Value
    60.9M 8.4 %
  • Book Value x2
    121.9M 8.4 %
  • Book Value x3
    182.8M 8.4 %
ROAA

1.765

ROAE

14.526

Efficiency Ratio

122.276

Net Interest Margin

2.942

Balance Sheet Highlights
Financial Highlights Southern Commercial Bank All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 504,099 235,920
Total Net Loans 256,364 155,664
Total Deposits 433,312 198,335
Total Equity 60,926 25,559
Profitability
Net Income 2,221 601
Return on Average Assets 1.765 .968
Return on Average Equity 14.526 9.255
Net Interest Margin 2.942 3.664
Efficiency Ratio 122.276 68.805
Noninterest Income/Revenue 10.788 15.383
Balance Sheet Ratios
Loan-to-Deposit 59.164 73.931
Securities/Assets .165 .183
Total Equity/Total Assets .121 .108
Tangible Equity/Tangible Assets .121 .106
Capital Adequacy
Tier 1 Common Capital 60,493 24,107
Tier 1 Capital 60,493 24,107
Tier 2 Capital 3,643 1,965
Total Capital 64,136 26,104
Total Risk Weighted Assets 287,498 170,294
Leverage Ratio 12.02 10.182
Common Equity Tier 1 Capital Ratio 21.04 15.27
Tier 1 Capital Ratio 21.04 15.275
Total Capital Ratio 22.31 16.435

Timeline for Southern Commercial Bank

Midwest Bankcentre

Southern Commercial Bank was acquired by Midwest Bankcentre 9 years

View Profile Apr 25 2015

Southern Bancshares Corp.

Southern Bancshares Corp. became a new parent organization for Southern Commercial Bank.

View Profile Jul 08 1983

Broadway Robert Service Company

Broadway Robert Service Company became a new subsidiary organization for Southern Commercial Bank.

View Profile Jun 02 1961

Southern Commercial Bank

Southern Commercial Bank was established 132 years ago and is currently headquartered in Saint Louis, MO.

Jun 12 1891
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Midwest Bankcentre Buyer 1,838,801 Acquisition Discontinued 4/25/2015
Relationships Role Relationship Start Relationship End
Southern Bancshares Corp. Parent 12/31/1993 4/24/2015
Southern Bancshares Corp. Parent 12/31/1984 12/30/1993
Southern Bancshares Corp. Parent 7/8/1983 12/30/1984
Broadway Robert Service Company Subsidary 6/2/1961 8/31/2001
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