Vitals
  • Total Assets
    558.4M -1.0 %
  • Total Deposits
    497.5M -2.7 %
  • Total Net Loans
    290.7M -1.1 %
  • Net Income
    10.9M 1,076.0 %
  • Book Value
    58.9M 19.8 %
  • Book Value x2
    117.8M 19.8 %
  • Book Value x3
    176.7M 19.8 %
ROAA

1.996

ROAE

19.505

Efficiency Ratio

84.482

Net Interest Margin

3.581

Balance Sheet Highlights
Financial Highlights Southcrest Bank, National Association All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 558,389 256,123
Total Net Loans 290,723 160,108
Total Deposits 497,493 221,413
Total Equity 58,885 27,434
Profitability
Net Income 10,925 2,812
Return on Average Assets 1.996 .99
Return on Average Equity 19.505 8.811
Net Interest Margin 3.581 4.031
Efficiency Ratio 84.482 72.067
Noninterest Income/Revenue 20.981 19.316
Balance Sheet Ratios
Loan-to-Deposit 58.438 70.662
Securities/Assets .312 .165
Total Equity/Total Assets .105 .107
Tangible Equity/Tangible Assets .105 .105
Capital Adequacy
Tier 1 Common Capital 50,021 26,376
Tier 1 Capital 50,021 26,452
Tier 2 Capital 2,761 1,919
Total Capital 52,782 28,453
Total Risk Weighted Assets 368,782 174,280
Leverage Ratio 9.26 10.62
Common Equity Tier 1 Capital Ratio 13.56 16.191
Tier 1 Capital Ratio 13.56 16.286
Total Capital Ratio 14.31 17.433

Timeline for Southcrest Bank, National Association

Southcrest Bank

Acquisition: Southcrest Bank, National Association acquired a new subsidiary, Southcrest Bank, 10 years

View Profile Mar 01 2014

Bank Of Chickamauga

Acquisition: Southcrest Bank, National Association acquired a new subsidiary, Bank Of Chickamauga, 10 years

View Profile Mar 01 2014

Peachtree Bank

Acquisition: Southcrest Bank, National Association acquired a new subsidiary, Peachtree Bank, 10 years

View Profile Mar 01 2014

Southcrest Financial Group, Inc.

Southcrest Financial Group, Inc. became a new parent organization for Southcrest Bank, National Association.

View Profile Oct 01 2004

First Polk Bankshares, Inc.

First Polk Bankshares, Inc. became a new parent organization for Southcrest Bank, National Association.

View Profile May 30 1986

Want to see more?

Complete timeline for Southcrest Bank, National Association is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Southcrest Bank Seller 285,136 Pooling of Interests Discontinued 3/1/2014
Bank Of Chickamauga Seller 48,503 Pooling of Interests Discontinued 3/1/2014
Peachtree Bank Seller 53,934 Pooling of Interests Discontinued 3/1/2014
Relationships Role Relationship Start Relationship End
Southcrest Financial Group, Inc. Parent 10/1/2004
First Polk Bankshares, Inc. Parent 5/30/1986 9/30/2004
Similar Organizations
Organization City State Total Assets
The First National Bank Of Granbury
 		Granbury TX 543.4M
American National Bank & Trust
 		Wichita Falls TX 543.9M
Great Plains National Bank
 		Elk City OK 538.1M
Grayson National Bank
 		Independence VA 558.6M
Firstar Bank, National Association
 		Sallisaw OK 546.8M
The First National Bank And Trust Co., Chickasha, Oklahoma
 		Chickasha OK 523.8M
Kleberg Bank, N.A.
 		Kingsville TX 513.4M
The Malvern National Bank
 		Malvern AR 511.2M
First National Bank North
 		Walker MN 518.3M
The Farmers National Bank
 		Prophetstown IL 579.0M