Vitals
  • Total Assets
    48.5M -5.2 %
  • Total Deposits
    43.3M -4.9 %
  • Total Net Loans
    18.1M -5.8 %
  • Net Income
    -242000.0000 -28.0 %
  • Book Value
    4.8M -9.2 %
  • Book Value x2
    9.7M -9.2 %
  • Book Value x3
    14.5M -9.2 %
ROAA

-.483

ROAE

-4.775

Efficiency Ratio

113.485

Net Interest Margin

3.182

Balance Sheet Highlights
Financial Highlights Bank Of Chickamauga All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 48,503 208,305
Total Net Loans 18,118 124,694
Total Deposits 43,295 180,994
Total Equity 4,830 20,362
Profitability
Net Income -242 1,426
Return on Average Assets -.483 .606
Return on Average Equity -4.775 5.506
Net Interest Margin 3.182 3.871
Efficiency Ratio 113.485 78.98
Noninterest Income/Revenue 25.244 15.332
Balance Sheet Ratios
Loan-to-Deposit 41.848 67.949
Securities/Assets .334 .185
Total Equity/Total Assets .1 .098
Tangible Equity/Tangible Assets .099 .097
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 4,637 20,153
Tier 2 Capital 238 1,654
Total Capital 4,875 21,876
Total Risk Weighted Assets 23,882 136,115
Leverage Ratio 9.55 10.058
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 19.42 15.844
Total Capital Ratio 20.41 17.061

Timeline for Bank Of Chickamauga

Southcrest Bank, National Association

Bank Of Chickamauga was acquired by Southcrest Bank, National Association 10 years

View Profile Mar 01 2014

Southcrest Financial Group, Inc.

Southcrest Financial Group, Inc. became a new parent organization for Bank Of Chickamauga.

View Profile Jul 01 2007

Bank Of Chickamauga

Bank Of Chickamauga was established 114 years ago and is currently headquartered in Chickamauga, GA.

May 10 1910
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Southcrest Bank, National Association Buyer 541,467 Pooling of Interests Discontinued 3/1/2014
Relationships Role Relationship Start Relationship End
Southcrest Financial Group, Inc. Parent 7/1/2007 2/28/2014
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