Vitals
  • Total Assets
    295.0M 3.9 %
  • Total Deposits
    221.5M 4.7 %
  • Total Net Loans
    247.4M 9.0 %
  • Net Income
    814000.0000 117.6 %
  • Book Value
    20.6M 2.6 %
  • Book Value x2
    41.1M 2.6 %
  • Book Value x3
    61.7M 2.6 %
ROAA

.554

ROAE

7.936

Efficiency Ratio

74.485

Net Interest Margin

3.092

Balance Sheet Highlights
Financial Highlights South Coastal Bank All Insured Savings Banks in Massachusetts
Balance Sheet $(000)
Total Assets 295,024 538,271
Total Net Loans 247,361 368,620
Total Deposits 221,532 429,848
Total Equity 20,571 58,389
Profitability
Net Income 814 1,529
Return on Average Assets .554 .507
Return on Average Equity 7.936 4.677
Net Interest Margin 3.092 3.157
Efficiency Ratio 74.485 80.05
Noninterest Income/Revenue 20.092 16.672
Balance Sheet Ratios
Loan-to-Deposit 111.659 85.772
Securities/Assets .058 .183
Total Equity/Total Assets .07 .108
Tangible Equity/Tangible Assets .07 .107
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 19,786 57,079
Tier 2 Capital 5,804 4,376
Total Capital 25,590 61,616
Total Risk Weighted Assets 223,849 353,538
Leverage Ratio 6.85 10.596
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 8.84 16.629
Total Capital Ratio 11.43 17.844

Timeline for South Coastal Bank

Mountainone Bank

South Coastal Bank was acquired by Mountainone Bank 10 years

View Profile Jul 20 2013

Rsb Properties Llc

Rsb Properties Llc became a new subsidiary organization for South Coastal Bank.

View Profile Mar 08 2012

Mountainone Financial, Inc.

Mountainone Financial, Inc. became a new parent organization for South Coastal Bank.

View Profile Jul 01 2007

Rsb Security Corporation

Rsb Security Corporation became a new subsidiary organization for South Coastal Bank.

View Profile Feb 26 2003

South Coastal Holdings Mhc, Inc

South Coastal Holdings Mhc, Inc became a new parent organization for South Coastal Bank.

View Profile Jun 05 2002

Want to see more?

Complete timeline for South Coastal Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Mountainone Bank Buyer 860,998 Pooling of Interests Discontinued 7/20/2013
Relationships Role Relationship Start Relationship End
Mountainone Financial, Inc. Parent 7/1/2007 7/19/2013
South Coastal Holdings Mhc, Inc Parent 6/5/2002 6/30/2007
Rsb Properties Llc Subsidary 3/8/2012 7/19/2013
Rsb Security Corporation Subsidary 2/26/2003 3/15/2006
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