Vitals
  • Total Assets
    135.4M 40.4 %
  • Total Deposits
    90.6M 30.5 %
  • Total Net Loans
    106.7M 65.0 %
  • Net Income
    297000.0000 -70.8 %
  • Book Value
    10.9M 23.5 %
  • Book Value x2
    21.8M 23.5 %
  • Book Value x3
    32.7M 23.5 %
ROAA

.271

ROAE

3.281

Efficiency Ratio

47.61

Net Interest Margin

4.691

Balance Sheet Highlights
Financial Highlights Sherman County Bank All Insured Commercial Banks in Nebraska
Balance Sheet $(000)
Total Assets 135,431 92,330
Total Net Loans 106,683 64,343
Total Deposits 90,647 73,526
Total Equity 10,915 9,574
Profitability
Net Income 297 1,860
Return on Average Assets .271 1.029
Return on Average Equity 3.281 9.581
Net Interest Margin 4.691 3.959
Efficiency Ratio 47.61 66.437
Noninterest Income/Revenue 6.385 9.756
Balance Sheet Ratios
Loan-to-Deposit 117.691 83.231
Securities/Assets .116 .456
Total Equity/Total Assets .081 .104
Tangible Equity/Tangible Assets .062 .01
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 11,277 9,076
Tier 2 Capital 1,458 808
Total Capital 12,735 9,877
Total Risk Weighted Assets 118,536 70,881
Leverage Ratio 8.96 10.723
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.51 14.79
Total Capital Ratio 10.74 15.913

Timeline for Sherman County Bank

Heritage Bank

Sherman County Bank was acquired by Heritage Bank 15 years

View Profile Feb 14 2009

Dannebrog Branch

Acquisition: Sherman County Bank acquired a new subsidiary, Dannebrog Branch , 37 years

View Profile Feb 10 1987

Cotesfield Credit Union

Acquisition: Sherman County Bank acquired a new subsidiary, Cotesfield Credit Union , 37 years

View Profile Sep 11 1986

Farwell Credit Union

Acquisition: Sherman County Bank acquired a new subsidiary, Farwell Credit Union , 37 years

View Profile Aug 22 1986

Sherman County Management, Inc.

Sherman County Management, Inc. became a new parent organization for Sherman County Bank.

View Profile Dec 31 1970

Want to see more?

Complete timeline for Sherman County Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Heritage Bank Buyer 577,658 Failure 2/14/2009
Dannebrog Branch Seller Discontinued 2/10/1987
Cotesfield Credit Union Seller Failure 9/11/1986
Farwell Credit Union Seller Failure 8/22/1986
Relationships Role Relationship Start Relationship End
Sherman County Management, Inc. Parent 12/31/1981 2/13/2009
Sherman County Management, Inc. Parent 12/31/1970 12/30/1981
Similar Organizations
Organization City State Total Assets
Citizens Community Bank
 		Hahira GA 135.9M
The Clay City Banking Co.
 		Clay City IL 134.9M
Stone Bank
 		Mountain View AR 134.8M
Elkton Bank & Trust Company
 		Elkton KY 136.2M
Bank Of The Panhandle
 		Guymon OK 134.2M
Kentucky Neighborhood Bank
 		Elizabethtown KY 134.0M
Trubank
 		Oskaloosa IA 134.0M
Farmers State Bank
 		Groesbeck TX 133.8M
La Salle State Bank
 		La Salle IL 137.4M
Hill Bank & Trust Co.
 		Weimar TX 133.2M