Net Income Analysis ( % relative to Total Revenue )
Income Statement Sharon Savings Bank All Insured Savings Banks in Pennsylvania
Interest and Fees on Loans 2,818 18,323
Income from Lease Financing Receivables — 10
47 51
Estimated Tax Benefit from Tax-Exempt Loan Income 23 25
Income on Loans and Leases (TE) 2,841 18,606
Investment Interest Income (TE) 2,046 2,720
Total Interest Income (TE) 5,114 21,762
Total Interest Expense 841 3,616
Net Interest Income (TE) 4,273 18,090
Non-Interest Income 356 4,504
Adjusted Operating Income (TE) 4,629 25,733
Non-interest Expense 4,411 18,977
Provision for Loan & Lease Losses 61 368
Pretax Operating Income (TE) 157 6,471
Pretax Net Operating Income (TE) 238 6,554
Applicable Income Taxes 316 1,732
Net Operating Income -110 4,600
Net Income -110 4,600
Cash Dividends Declared 165 2,617
Retained Earnings -275 1,922