Vitals
  • Total Assets
    165.1M -8.0 %
  • Total Deposits
    128.8M -8.6 %
  • Total Net Loans
    50.3M -4.9 %
  • Net Income
    -110000.0000 -174.3 %
  • Book Value
    19.8M -3.3 %
  • Book Value x2
    39.6M -3.3 %
  • Book Value x3
    59.5M -3.3 %
ROAA

-.063

ROAE

-.539

Efficiency Ratio

95.292

Net Interest Margin

2.734

Balance Sheet Highlights
Financial Highlights Sharon Savings Bank All Insured Savings Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 165,132 648,167
Total Net Loans 50,278 461,686
Total Deposits 128,815 495,804
Total Equity 19,818 86,443
Profitability
Net Income -110 4,600
Return on Average Assets -.063 .53
Return on Average Equity -.539 4.211
Net Interest Margin 2.734 2.964
Efficiency Ratio 95.292 73.743
Noninterest Income/Revenue 6.508 17.147
Balance Sheet Ratios
Loan-to-Deposit 39.031 82.148
Securities/Assets .533 .168
Total Equity/Total Assets .12 .133
Tangible Equity/Tangible Assets .12 .127
Capital Adequacy
Tier 1 Common Capital 18,320 83,501
Tier 1 Capital 18,320 83,501
Tier 2 Capital — 4,056
Total Capital 18,320 87,552
Total Risk Weighted Assets 113,340 425,981
Leverage Ratio 11.08 13.562
Common Equity Tier 1 Capital Ratio 16.16 24.643
Tier 1 Capital Ratio 16.16 24.643
Total Capital Ratio 16.16 25.537

Timeline for Sharon Savings Bank

Morton Savings Bank

Acquisition: Sharon Savings Bank acquired a new subsidiary, Morton Savings Bank, 15 years

View Profile Nov 01 2008

Protective Savings & Loan Association

Acquisition: Sharon Savings Bank acquired a new subsidiary, Protective Savings & Loan Association , 38 years

View Profile Sep 10 1985

Saint Charles Building & Loan Association

Acquisition: Sharon Savings Bank acquired a new subsidiary, Saint Charles Building & Loan Association , 43 years

View Profile Jan 02 1981

Sharon Savings Bank

Sharon Savings Bank was established 151 years ago and is currently headquartered in Darby, PA.

Jan 01 1873
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Morton Savings Bank Seller 17,151 Acquisition Discontinued 11/1/2008
Protective Savings & Loan Association Seller Discontinued 9/10/1985
Saint Charles Building & Loan Association Seller Discontinued 1/2/1981
Relationships Role Relationship Start Relationship End
Similar Organizations
Organization City State Total Assets
Midstate Community Bank
 		Baltimore MD 169.1M
Marion County Savings Bank
 		Salem IL 174.7M
Audubon Savings Bank
 		Audubon NJ 165.0M
Huntingdon Valley Bank
 		Huntingdon Valley PA 179.0M
Iron Workers Savings Bank
 		Aston PA 179.2M
Volunteer Federal Savings Bank
 		Madisonville TN 174.4M
Security Savings Bank
 		Monmouth IL 184.6M
Collinsville Savings Society
 		Canton CT 155.8M
Penncrest Bank
 		Altoona PA 174.5M
Washington Savings Bank
 		Philadelphia PA 158.4M