Vitals
  • Total Assets
    173.4M 40.4 %
  • Total Deposits
    141.1M 46.5 %
  • Total Net Loans
    107.1M 17.5 %
  • Net Income
    1.0M 107.6 %
  • Book Value
    27.0M 38.5 %
  • Book Value x2
    54.1M 38.5 %
  • Book Value x3
    81.1M 38.5 %
ROAA

.604

ROAE

3.722

Efficiency Ratio

81.778

Net Interest Margin

3.4

Balance Sheet Highlights
Financial Highlights Penncrest Bank All Insured Savings Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 173,351 648,167
Total Net Loans 107,094 461,686
Total Deposits 141,114 495,804
Total Equity 27,030 86,443
Profitability
Net Income 1,015 4,600
Return on Average Assets .604 .53
Return on Average Equity 3.722 4.211
Net Interest Margin 3.4 2.964
Efficiency Ratio 81.778 73.743
Noninterest Income/Revenue 20.337 17.147
Balance Sheet Ratios
Loan-to-Deposit 75.892 82.148
Securities/Assets .203 .168
Total Equity/Total Assets .156 .133
Tangible Equity/Tangible Assets .154 .127
Capital Adequacy
Tier 1 Common Capital 26,835 83,501
Tier 1 Capital 26,835 83,501
Tier 2 Capital 603 4,056
Total Capital 27,438 87,552
Total Risk Weighted Assets 104,245 425,981
Leverage Ratio 15.53 13.562
Common Equity Tier 1 Capital Ratio 25.74 24.643
Tier 1 Capital Ratio 25.74 24.643
Total Capital Ratio 26.32 25.537

Timeline for Penncrest Bank

Cresson Community Bank

Acquisition: Penncrest Bank acquired a new subsidiary, Cresson Community Bank, 8 years

View Profile Mar 01 2016

Peoples Savings & Loan Association

Acquisition: Penncrest Bank acquired a new subsidiary, Peoples Savings & Loan Association , 23 years

View Profile Jun 01 2000

Gallitzin Savings And Loan Association

Acquisition: Penncrest Bank acquired a new subsidiary, Gallitzin Savings And Loan Association, 33 years

View Profile Jul 02 1990

County Capital Building & Loan Association

Acquisition: Penncrest Bank acquired a new subsidiary, County Capital Building & Loan Association , 43 years

View Profile Nov 03 1980

Penncrest Bank

Penncrest Bank was established 85 years ago and is currently headquartered in Altoona, PA.

Jan 01 1939
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Cresson Community Bank Seller 59,114 Acquisition Discontinued 3/1/2016
Peoples Savings & Loan Association Seller Pooling of Interests Discontinued 6/1/2000
Gallitzin Savings And Loan Association Seller 25,594 Discontinued 7/2/1990
County Capital Building & Loan Association Seller Discontinued 11/3/1980
Relationships Role Relationship Start Relationship End
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