Vitals
  • Total Assets
    588.2M 14.6 %
  • Total Deposits
    529.3M 14.8 %
  • Total Net Loans
    408.8M 16.0 %
  • Net Income
    6.5M 19.5 %
  • Book Value
    50.7M 15.0 %
  • Book Value x2
    101.4M 15.0 %
  • Book Value x3
    152.1M 15.0 %
ROAA

1.167

ROAE

13.671

Efficiency Ratio

53.629

Net Interest Margin

4.098

Balance Sheet Highlights
Financial Highlights Santa Cruz County Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 588,232 1,346,313
Total Net Loans 408,795 907,793
Total Deposits 529,311 1,084,972
Total Equity 50,716 169,778
Profitability
Net Income 6,491 12,577
Return on Average Assets 1.167 .955
Return on Average Equity 13.671 8.072
Net Interest Margin 4.098 3.784
Efficiency Ratio 53.629 64.937
Noninterest Income/Revenue 12.752 13.682
Balance Sheet Ratios
Loan-to-Deposit 77.232 83.983
Securities/Assets .089 .141
Total Equity/Total Assets .086 .126
Tangible Equity/Tangible Assets .085 .113
Capital Adequacy
Tier 1 Common Capital 51,087 147,337
Tier 1 Capital 51,087 147,552
Tier 2 Capital 5,526 11,893
Total Capital 56,613 160,236
Total Risk Weighted Assets 439,344 1,009,488
Leverage Ratio 8.67 11.256
Common Equity Tier 1 Capital Ratio 11.63 14.697
Tier 1 Capital Ratio 11.63 14.792
Total Capital Ratio 12.89 16.005

Timeline for Santa Cruz County Bank

Santa Cruz County Bank

Santa Cruz County Bank was established 20 years ago and is currently headquartered in Santa Cruz, CA.

Feb 03 2004
Relationships Role Relationship Start Relationship End
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