Vitals
  • Total Assets
    639.5M -13.6 %
  • Total Deposits
    496.3M -6.6 %
  • Total Net Loans
    349.4M -15.7 %
  • Net Income
    3.2M -74.4 %
  • Book Value
    69.0M -2.4 %
  • Book Value x2
    138.0M -2.4 %
  • Book Value x3
    207.0M -2.4 %
ROAA

.463

ROAE

4.612

Efficiency Ratio

70.858

Net Interest Margin

3.509

Balance Sheet Highlights
Financial Highlights San Jose National Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 639,501 423,676
Total Net Loans 349,377 324,429
Total Deposits 496,330 333,683
Total Equity 69,075 45,907
Profitability
Net Income 3,235 30,937
Return on Average Assets .463 1.346
Return on Average Equity 4.612 13.116
Net Interest Margin 3.509 4.433
Efficiency Ratio 70.858 78.394
Noninterest Income/Revenue 7.082 20.03
Balance Sheet Ratios
Loan-to-Deposit 70.392 78.78
Securities/Assets .274 .76
Total Equity/Total Assets .108 .108
Tangible Equity/Tangible Assets .104 -.599
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 66,056 39,278
Tier 2 Capital 5,667 5,252
Total Capital 71,723 43,542
Total Risk Weighted Assets 444,315 320,160
Leverage Ratio 10.05 11.115
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.87 15.254
Total Capital Ratio 16.14 16.471

Timeline for San Jose National Bank

Greater Bay Bank, National Association

San Jose National Bank was acquired by Greater Bay Bank, National Association 20 years

View Profile Feb 02 2004

Sjnb Investment Trust

Sjnb Investment Trust became a new subsidiary organization for San Jose National Bank.

View Profile Jul 01 2002

Greater Bay Bancorp

Greater Bay Bancorp became a new parent organization for San Jose National Bank.

View Profile Oct 24 2001

Saratoga National Bank

Acquisition: San Jose National Bank acquired a new subsidiary, Saratoga National Bank, 24 years

View Profile Jan 06 2000

Epic Funding Corporation

Epic Funding Corporation became a new subsidiary organization for San Jose National Bank.

View Profile May 22 1998

Want to see more?

Complete timeline for San Jose National Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Greater Bay Bank, National Association Buyer 6,473,979 Pooling of Interests Discontinued 2/2/2004
Saratoga National Bank Seller 142,129 Pooling of Interests Discontinued 1/6/2000
California Business Bank, National Association Seller 67,576 Discontinued 10/1/1994
Relationships Role Relationship Start Relationship End
Greater Bay Bancorp Parent 10/24/2001 2/1/2004
Sjnb Financial Corp. Parent 2/1/1984 10/23/2001
Epic Funding Corporation Subsidary 5/22/1998 2/1/2004
Sjnb Investment Trust Subsidary 7/1/2002 2/1/2004
Similar Organizations
Organization City State Total Assets
The Girard National Bank
 		Girard KS 645.2M
Newfield National Bank
 		Newfield NJ 641.4M
The First National Bank Of Shiner
 		Shiner TX 656.0M
Vision Bank, National Association
 		Ada OK 624.8M
Newfirst National Bank
 		El Campo TX 623.1M
First Clover Leaf Bank, National Association
 		Edwardsville IL 668.1M
The Honesdale National Bank
 		Honesdale PA 609.1M
The First National Bank Of South Miami
 		South Miami FL 647.5M
The First National Bank Of Hutchinson
 		Hutchinson KS 654.8M
Quail Creek Bank, National Association
 		Oklahoma City OK 596.8M