Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio San Jose National Bank All Insured Commercial Banks in California
12-31-2003 14.87 15.254
09-30-2003 14.53 14.407
06-30-2003 14 14.01
03-31-2003 13.31 13.498
12-31-2002 12.87 13.579