Saco & Biddeford Savings Institution Financial Statements & Health Reports

Active

Vitals

ROAA

.751

ROAE

Efficiency Ratio

Net Interest Margin

Balance Sheet Highlights

Financial Highlights	Saco & Biddeford Savings Institution	All Insured Savings Banks in Maine
Balance Sheet $(000)
Total Assets	878,375	780,870
Total Net Loans	707,482	596,974
Total Deposits	582,579	593,553
Total Equity	98,502	88,758
Profitability
Net Income	6,589	5,752
Return on Average Assets	.751	.698
Return on Average Equity	6.874	6.167
Net Interest Margin	3.174	3.628
Efficiency Ratio	73.723	74.252
Noninterest Income/Revenue	18.625	17.867
Balance Sheet Ratios
Loan-to-Deposit	121.44	105.994
Securities/Assets	.124	.146
Total Equity/Total Assets	.112	.114
Tangible Equity/Tangible Assets	.104	.109
Capital Adequacy
Tier 1 Common Capital	99,017	87,449
Tier 1 Capital	99,017	87,449
Tier 2 Capital	5,959	7,197
Total Capital	104,976	94,645
Total Risk Weighted Assets	630,524	602,706
Leverage Ratio	11.48	11.396
Common Equity Tier 1 Capital Ratio	15.7	15.682
Tier 1 Capital Ratio	15.7	15.682
Total Capital Ratio	16.65	16.87

Saco & Biddeford Savings Institution was established 197 years ago and is currently headquartered in Saco, ME.

Feb 21 1827

Relationships	Role	Relationship Start	Relationship End

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