Saco & Biddeford Savings Institution
Saco, ME — State Savings Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Saco & Biddeford Savings Institution | All Insured Savings Banks in Maine |
Interest and Fees on Loans | 31,014 | 25,340 |
Income from Lease Financing Receivables | — | 87 |
— | 240 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 127 |
Income on Loans and Leases (TE) | 31,014 | 25,554 |
Investment Interest Income (TE) | 2,486 | 2,412 |
Total Interest Income (TE) | 33,970 | 28,214 |
Total Interest Expense | 7,395 | 3,298 |
Net Interest Income (TE) | 26,575 | 24,916 |
Non-Interest Income | 7,775 | 6,138 |
Adjusted Operating Income (TE) | 34,350 | 31,054 |
Non-interest Expense | 25,324 | 22,912 |
Provision for Loan & Lease Losses | 205 | 352 |
Pretax Operating Income (TE) | 8,821 | 7,790 |
Pretax Net Operating Income (TE) | 9,534 | 8,263 |
Applicable Income Taxes | 2,885 | 2,216 |
Net Operating Income | 6,589 | 5,757 |
Net Income | 6,589 | 5,752 |
Cash Dividends Declared | — | 5 |
Retained Earnings | 6,589 | 5,746 |