Vitals
  • Total Assets
    55.3M -1.7 %
  • Total Deposits
    49.6M -0.6 %
  • Total Net Loans
    34.1M -12.6 %
  • Net Income
    814000.0000 -8.5 %
  • Book Value
    4.1M 1.3 %
  • Book Value x2
    8.3M 1.3 %
  • Book Value x3
    12.4M 1.3 %
ROAA

1.436

ROAE

19.24

Efficiency Ratio

63.575

Net Interest Margin

4.06

Balance Sheet Highlights
Financial Highlights Rural American Bank - Luck All Insured Commercial Banks in Wisconsin
Balance Sheet $(000)
Total Assets 55,269 200,535
Total Net Loans 34,099 138,832
Total Deposits 49,572 168,013
Total Equity 4,142 20,483
Profitability
Net Income 814 1,063
Return on Average Assets 1.436 .545
Return on Average Equity 19.24 4.667
Net Interest Margin 4.06 3.929
Efficiency Ratio 63.575 66.144
Noninterest Income/Revenue 22.219 12.271
Balance Sheet Ratios
Loan-to-Deposit 68.787 80.551
Securities/Assets .308 .144
Total Equity/Total Assets .075 .102
Tangible Equity/Tangible Assets .075 .099
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 4,110 19,542
Tier 2 Capital 459 1,826
Total Capital 4,569 21,379
Total Risk Weighted Assets 36,321 147,898
Leverage Ratio 7.22 10.095
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.32 14.002
Total Capital Ratio 12.58 15.225

Timeline for Rural American Bank - Luck

Frandsen Bank & Trust

Rural American Bank - Luck was acquired by Frandsen Bank & Trust 13 years

View Profile Mar 19 2011

Little Buttercup, Inc.

Little Buttercup, Inc. became a new subsidiary organization for Rural American Bank - Luck.

View Profile Feb 01 1994

Frandsen Financial Corporation

Frandsen Financial Corporation became a new parent organization for Rural American Bank - Luck.

View Profile Dec 16 1983

Rural American Bank - Luck

Rural American Bank - Luck was established 93 years ago and is currently headquartered in Luck, WI.

Jan 24 1931
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Frandsen Bank & Trust Buyer 1,586,077 Pooling of Interests Discontinued 3/19/2011
Relationships Role Relationship Start Relationship End
Frandsen Financial Corporation Parent 12/16/1983 3/18/2011
Little Buttercup, Inc. Subsidary 2/1/1994 12/31/2005
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