Vitals
  • Total Assets
    53.6M -4.4 %
  • Total Deposits
    45.1M -5.4 %
  • Total Net Loans
    17.0M -1.8 %
  • Net Income
    229000.0000 -12.6 %
  • Book Value
    8.5M 1.7 %
  • Book Value x2
    17.0M 1.7 %
  • Book Value x3
    25.6M 1.7 %
ROAA

.42

ROAE

2.697

Efficiency Ratio

80.25

Net Interest Margin

2.859

Balance Sheet Highlights
Financial Highlights Miners & Merchants Bank All Insured Commercial Banks in West Virginia
Balance Sheet $(000)
Total Assets 53,642 360,672
Total Net Loans 17,015 251,469
Total Deposits 45,061 299,214
Total Equity 8,523 38,258
Profitability
Net Income 229 3,285
Return on Average Assets .42 .706
Return on Average Equity 2.697 6.418
Net Interest Margin 2.859 3.744
Efficiency Ratio 80.25 72.606
Noninterest Income/Revenue 15.569 20.548
Balance Sheet Ratios
Loan-to-Deposit 37.76 76.49
Securities/Assets .524 .175
Total Equity/Total Assets .159 .106
Tangible Equity/Tangible Assets .159 .096
Capital Adequacy
Tier 1 Common Capital 8,523 35,874
Tier 1 Capital 8,523 36,036
Tier 2 Capital 200 2,393
Total Capital 8,723 38,423
Total Risk Weighted Assets 17,667 244,928
Leverage Ratio 15.7 10.924
Common Equity Tier 1 Capital Ratio 48.24 18.341
Tier 1 Capital Ratio 48.24 18.347
Total Capital Ratio 49.37 19.449

Timeline for Miners & Merchants Bank

Miners & Merchants Bank

Miners & Merchants Bank was established 121 years ago and is currently headquartered in Thomas, WV.

Jun 10 1902
Relationships Role Relationship Start Relationship End
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