Vitals
  • Total Assets
    556.4M 17.7 %
  • Total Deposits
    468.0M 12.4 %
  • Total Net Loans
    495.2M 23.4 %
  • Net Income
    3.5M 33.5 %
  • Book Value
    51.0M 20.6 %
  • Book Value x2
    102.0M 20.6 %
  • Book Value x3
    153.0M 20.6 %
ROAA

1.343

ROAE

14.529

Efficiency Ratio

49.09

Net Interest Margin

4.501

Balance Sheet Highlights
Financial Highlights Royal American Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 556,388 175,392
Total Net Loans 495,249 120,422
Total Deposits 467,999 147,487
Total Equity 51,006 17,032
Profitability
Net Income 3,528 2,530
Return on Average Assets 1.343 1.156
Return on Average Equity 14.529 11.609
Net Interest Margin 4.501 3.805
Efficiency Ratio 49.09 65.236
Noninterest Income/Revenue 8.624 10.589
Balance Sheet Ratios
Loan-to-Deposit 105.823 75.496
Securities/Assets .031 .893
Total Equity/Total Assets .092 .097
Tangible Equity/Tangible Assets .092 -.024
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 51,004 16,386
Tier 2 Capital 5,371 1,359
Total Capital 56,375 17,762
Total Risk Weighted Assets 548,365 130,096
Leverage Ratio 9.57 10.277
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.3 15.314
Total Capital Ratio 10.28 16.342

Timeline for Royal American Bank

Midwest Bank And Trust Company

Royal American Bank was acquired by Midwest Bank And Trust Company 17 years

View Profile Jul 01 2006

Midwest Financial And Investment Services, Inc.

Midwest Financial And Investment Services, Inc. became a new subsidiary organization for Royal American Bank.

View Profile Nov 16 1992

Royal American Corporation

Royal American Corporation became a new parent organization for Royal American Bank.

View Profile Apr 30 1991

Royal American Bank

Royal American Bank was established 33 years ago and is currently headquartered in Inverness, IL.

Apr 15 1991
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Midwest Bank And Trust Company Buyer 3,172,915 Acquisition Discontinued 7/1/2006
Relationships Role Relationship Start Relationship End
Royal American Corporation Parent 4/30/1991 6/30/2006
Midwest Financial And Investment Services, Inc. Subsidary 11/16/1992 6/30/2006
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