Vitals
  • Total Assets
    231.6M 6.0 %
  • Total Deposits
    203.4M 5.5 %
  • Total Net Loans
    197.7M 12.3 %
  • Net Income
    1.6M 27.3 %
  • Book Value
    26.8M 9.3 %
  • Book Value x2
    53.7M 9.3 %
  • Book Value x3
    80.5M 9.3 %
ROAA

.907

ROAE

8.145

Efficiency Ratio

56.901

Net Interest Margin

3.945

Balance Sheet Highlights
Financial Highlights Riverside Bank All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets 231,565 1,769,938
Total Net Loans 197,708 1,093,349
Total Deposits 203,424 1,427,857
Total Equity 26,827 195,477
Profitability
Net Income 1,584 7,598
Return on Average Assets .907 .731
Return on Average Equity 8.145 7.069
Net Interest Margin 3.945 3.232
Efficiency Ratio 56.901 67.399
Noninterest Income/Revenue 6.715 22.224
Balance Sheet Ratios
Loan-to-Deposit 97.19 68.835
Securities/Assets .063 .172
Total Equity/Total Assets .116 .11
Tangible Equity/Tangible Assets .116 .104
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 26,855 176,604
Tier 2 Capital 2,602 9,632
Total Capital 29,457 187,380
Total Risk Weighted Assets 208,036 1,121,782
Leverage Ratio 11.65 10.564
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.91 18.019
Total Capital Ratio 14.16 19.117

Timeline for Riverside Bank

Salisbury Bank And Trust Company

Riverside Bank was acquired by Salisbury Bank And Trust Company 9 years

View Profile Dec 06 2014

Riverside Bank

Riverside Bank was established 36 years ago and is currently headquartered in Poughkeepsie, NY.

Feb 12 1988
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Salisbury Bank And Trust Company Buyer 928,508 Acquisition Discontinued 12/6/2014
Relationships Role Relationship Start Relationship End
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