Vitals
  • Total Assets
    419.7M -8.1 %
  • Total Deposits
    384.1M -4.2 %
  • Total Net Loans
    282.5M -11.4 %
  • Net Income
    -10427000.0000 -74.6 %
  • Book Value
    4.8M -79.8 %
  • Book Value x2
    9.5M -79.8 %
  • Book Value x3
    14.3M -79.8 %
ROAA

-3.233

ROAE

-142.577

Efficiency Ratio

148.174

Net Interest Margin

3.31

Balance Sheet Highlights
Financial Highlights Riverbank All Insured Commercial Banks in Wisconsin
Balance Sheet $(000)
Total Assets 419,723 200,329
Total Net Loans 282,477 136,661
Total Deposits 384,120 166,840
Total Equity 4,765 22,327
Profitability
Net Income -10,427 1,233
Return on Average Assets -3.233 .809
Return on Average Equity -142.577 7.137
Net Interest Margin 3.31 3.988
Efficiency Ratio 148.174 66.255
Noninterest Income/Revenue 19.109 11.873
Balance Sheet Ratios
Loan-to-Deposit 73.539 79.741
Securities/Assets .065 .156
Total Equity/Total Assets .011 .111
Tangible Equity/Tangible Assets .001 .109
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,386 20,892
Tier 2 Capital 3,386 1,799
Total Capital 6,772 22,711
Total Risk Weighted Assets 318,179 145,896
Leverage Ratio .81 10.644
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 1.06 15.071
Total Capital Ratio 2.13 16.284

Timeline for Riverbank

Central Bank

Riverbank was acquired by Central Bank 12 years

View Profile Oct 08 2011

Osceola Branch

Acquisition: Riverbank acquired a new subsidiary, Osceola Branch , 17 years

View Profile Feb 17 2007

Riverbank

Riverbank became a new parent organization for Riverbank.

View Profile Apr 21 1993

Riverbank

Riverbank became a new subsidiary organization for Riverbank.

View Profile Apr 21 1993

Monycor Federal Savings Bank

Acquisition: Riverbank acquired a new subsidiary, Monycor Federal Savings Bank, 32 years

View Profile Mar 14 1992

Want to see more?

Complete timeline for Riverbank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Central Bank Buyer 1,243,458 Failure 10/8/2011
Osceola Branch Seller Pooling of Interests Discontinued 2/17/2007
Monycor Federal Savings Bank Seller 114,847 Failure 3/14/1992
Relationships Role Relationship Start Relationship End
Osceola Bancorporation, Inc. Parent 6/27/1997 10/7/2011
Riverbank Parent 4/21/1993 2/9/2007
Osceola Bancorporation, Inc. Parent 12/31/1989 6/26/1997
Osceola Bancorporation, Inc. Parent 11/29/1979 12/30/1989
Riverbank Subsidary 4/21/1993 2/9/2007
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