Vitals
  • Total Assets
    85.4M -2.7 %
  • Total Deposits
    72.4M -3.0 %
  • Total Net Loans
    50.5M 21.0 %
  • Net Income
    651000.0000 7.1 %
  • Book Value
    12.9M -0.8 %
  • Book Value x2
    25.8M -0.8 %
  • Book Value x3
    38.7M -0.8 %
ROAA

.757

ROAE

4.953

Efficiency Ratio

77.437

Net Interest Margin

3.064

Balance Sheet Highlights
Financial Highlights River Falls State Bank All Insured Commercial Banks in Wisconsin
Balance Sheet $(000)
Total Assets 85,375 272,940
Total Net Loans 50,494 188,306
Total Deposits 72,407 228,985
Total Equity 12,884 30,879
Profitability
Net Income 651 3,013
Return on Average Assets .757 1.04
Return on Average Equity 4.953 8.894
Net Interest Margin 3.064 3.727
Efficiency Ratio 77.437 64.939
Noninterest Income/Revenue 16.72 14.969
Balance Sheet Ratios
Loan-to-Deposit 69.736 81.441
Securities/Assets .188 .167
Total Equity/Total Assets .151 .113
Tangible Equity/Tangible Assets .151 .11
Capital Adequacy
Tier 1 Common Capital 13,088 29,936
Tier 1 Capital 13,088 29,937
Tier 2 Capital 583 2,305
Total Capital 13,671 32,273
Total Risk Weighted Assets 46,451 202,263
Leverage Ratio 15.25 11.31
Common Equity Tier 1 Capital Ratio 28.18 15.769
Tier 1 Capital Ratio 28.18 15.771
Total Capital Ratio 29.43 16.923

Timeline for River Falls State Bank

River Falls Bancshares, Inc.

River Falls Bancshares, Inc. became a new parent organization for River Falls State Bank.

View Profile Mar 14 1997

River Falls Investments, Inc.

River Falls Investments, Inc. became a new subsidiary organization for River Falls State Bank.

View Profile Jul 01 1993

River Falls State Bank

River Falls State Bank was established 75 years ago and is currently headquartered in River Falls, WI.

Oct 03 1949
Relationships Role Relationship Start Relationship End
River Falls Bancshares, Inc. Parent 1/2/1998
River Falls Bancshares, Inc. Parent 3/14/1997 1/1/1998
River Falls Investments, Inc. Subsidary 7/1/1993 12/31/2005
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