Vitals
  • Total Assets
    60.7M 0.3 %
  • Total Deposits
    51.1M 0.9 %
  • Total Net Loans
    24.5M -1.6 %
  • Net Income
    335000.0000 -44.9 %
  • Book Value
    9.2M -4.1 %
  • Book Value x2
    18.3M -4.1 %
  • Book Value x3
    27.5M -4.1 %
ROAA

.555

ROAE

3.605

Efficiency Ratio

85.698

Net Interest Margin

3.616

Balance Sheet Highlights
Financial Highlights Richton Bank & Trust Company All Insured Commercial Banks in Mississippi
Balance Sheet $(000)
Total Assets 60,705 525,484
Total Net Loans 24,536 348,104
Total Deposits 51,099 440,088
Total Equity 9,172 60,485
Profitability
Net Income 335 5,177
Return on Average Assets .555 .911
Return on Average Equity 3.605 8.357
Net Interest Margin 3.616 3.971
Efficiency Ratio 85.698 70.327
Noninterest Income/Revenue 19.205 22.171
Balance Sheet Ratios
Loan-to-Deposit 48.017 71.665
Securities/Assets .326 .197
Total Equity/Total Assets .151 .115
Tangible Equity/Tangible Assets .151 .102
Capital Adequacy
Tier 1 Common Capital 8,931 52,498
Tier 1 Capital 8,931 52,598
Tier 2 Capital 446 3,510
Total Capital 9,377 56,103
Total Risk Weighted Assets 36,333 380,206
Leverage Ratio 14.74 10.71
Common Equity Tier 1 Capital Ratio 24.58 16.284
Tier 1 Capital Ratio 24.58 16.342
Total Capital Ratio 25.81 17.377

Timeline for Richton Bank & Trust Company

Centon Bancorp, Inc.

Centon Bancorp, Inc. became a new parent organization for Richton Bank & Trust Company.

View Profile May 21 1999

Richton Bank & Trust Company

Richton Bank & Trust Company was established 93 years ago and is currently headquartered in Richton, MS.

Jan 01 1931
Relationships Role Relationship Start Relationship End
Centon Bancorp, Inc. Parent 5/21/1999
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