Vitals
  • Total Assets
    138.2M 3.7 %
  • Total Deposits
    105.6M 0.8 %
  • Total Net Loans
    97.3M 10.8 %
  • Net Income
    2.0M 22.9 %
  • Book Value
    15.8M 3.6 %
  • Book Value x2
    31.6M 3.6 %
  • Book Value x3
    47.5M 3.6 %
ROAA

1.965

ROAE

16.676

Efficiency Ratio

39.986

Net Interest Margin

4.027

Balance Sheet Highlights
Financial Highlights Richardson County Bank & Trust Company All Insured Commercial Banks in Nebraska
Balance Sheet $(000)
Total Assets 138,228 149,245
Total Net Loans 97,337 100,587
Total Deposits 105,567 120,827
Total Equity 15,822 16,405
Profitability
Net Income 1,967 1,288
Return on Average Assets 1.965 1.09
Return on Average Equity 16.676 9.872
Net Interest Margin 4.027 3.687
Efficiency Ratio 39.986 62.905
Noninterest Income/Revenue 4.598 12.612
Balance Sheet Ratios
Loan-to-Deposit 92.204 83.001
Securities/Assets .205 .182
Total Equity/Total Assets .114 .11
Tangible Equity/Tangible Assets .075 .106
Capital Adequacy
Tier 1 Common Capital 9,820 15,611
Tier 1 Capital 9,820 15,629
Tier 2 Capital 1,242 1,239
Total Capital 11,062 16,887
Total Risk Weighted Assets 99,686 117,658
Leverage Ratio 7.54 10.827
Common Equity Tier 1 Capital Ratio 9.85 14.4
Tier 1 Capital Ratio 9.85 14.41
Total Capital Ratio 11.1 15.456

Timeline for Richardson County Bank & Trust Company

Frontier Bank

Richardson County Bank & Trust Company was acquired by Frontier Bank 8 years

View Profile Oct 24 2015

Frontier Holdings, Llc

Frontier Holdings, Llc became a new parent organization for Richardson County Bank & Trust Company.

View Profile Oct 01 2011

The State Bank Of Stella

Acquisition: Richardson County Bank & Trust Company acquired a new subsidiary, The State Bank Of Stella, 29 years

View Profile Jan 01 1995

Arsebeco, Inc.

Arsebeco, Inc. became a new parent organization for Richardson County Bank & Trust Company.

View Profile Nov 18 1985

Richardson County Bank & Trust Company

Richardson County Bank & Trust Company was established 144 years ago and is currently headquartered in Falls City, NE.

May 01 1880
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Frontier Bank Buyer 739,572 Pooling of Interests Discontinued 10/24/2015
The State Bank Of Stella Seller 12,793 Discontinued 1/1/1995
Relationships Role Relationship Start Relationship End
Frontier Holdings, Llc Parent 10/1/2011 10/23/2015
Arsebeco, Inc. Parent 11/18/1985 9/30/2011
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