Vitals
  • Total Assets
    186.8M 1.7 %
  • Total Deposits
    138.2M 2.5 %
  • Total Net Loans
    101.4M -15.1 %
  • Net Income
    -522000.0000 -202.2 %
  • Book Value
    19.8M -1.0 %
  • Book Value x2
    39.6M -1.0 %
  • Book Value x3
    59.4M -1.0 %
ROAA

-.285

ROAE

-2.588

Efficiency Ratio

86.274

Net Interest Margin

3.687

Balance Sheet Highlights
Financial Highlights Ravalli County Bank All Insured Commercial Banks in Montana
Balance Sheet $(000)
Total Assets 186,845 173,153
Total Net Loans 101,430 94,385
Total Deposits 138,194 138,211
Total Equity 19,801 19,798
Profitability
Net Income -522 1,497
Return on Average Assets -.285 .694
Return on Average Equity -2.588 6.314
Net Interest Margin 3.687 4.233
Efficiency Ratio 86.274 67.826
Noninterest Income/Revenue 1.319 11.657
Balance Sheet Ratios
Loan-to-Deposit 73.397 67
Securities/Assets .239 .277
Total Equity/Total Assets .106 .114
Tangible Equity/Tangible Assets .106 .108
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 19,218 17,859
Tier 2 Capital 1,390 1,506
Total Capital 20,608 19,466
Total Risk Weighted Assets 109,549 112,920
Leverage Ratio 10.34 10.115
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 17.54 15.637
Total Capital Ratio 18.81 16.938

Timeline for Ravalli County Bank

Trailwest Bank

Ravalli County Bank was acquired by Trailwest Bank 12 years

View Profile Jan 01 2012

Ravalli County Bankshares, Inc.

Ravalli County Bankshares, Inc. became a new parent organization for Ravalli County Bank.

View Profile Oct 28 1982

Ravalli County Bank

Ravalli County Bank was established 129 years ago and is currently headquartered in Hamilton, MT.

Apr 01 1895
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Trailwest Bank Buyer 440,734 Acquisition Discontinued 1/1/2012
Relationships Role Relationship Start Relationship End
Ravalli County Bankshares, Inc. Parent 8/1/2001 12/31/2011
Ravalli County Bankshares, Inc. Parent 3/23/1990 7/31/2001
Ravalli County Bankshares, Inc. Parent 3/13/1990 3/22/1990
Ravalli County Bankshares, Inc. Parent 12/31/1983 3/12/1990
Ravalli County Bankshares, Inc. Parent 10/28/1982 12/30/1983
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