Ravalli County Bank
Hamilton, MT — Domestic Branch of a Domestic Bank
Acquired Jan 2012
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Ravalli County Bank | All Insured Commercial Banks in Montana |
Interest and Fees on Loans | 7,182 | 6,145 |
Income from Lease Financing Receivables | — | 0 |
68 | 40 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 18 |
Income on Loans and Leases (TE) | 7,182 | 6,167 |
Investment Interest Income (TE) | 988 | 1,256 |
Total Interest Income (TE) | 8,232 | 7,620 |
Total Interest Expense | 2,084 | 1,221 |
Net Interest Income (TE) | 6,148 | 6,391 |
Non-Interest Income | 110 | 1,006 |
Adjusted Operating Income (TE) | 6,258 | 7,395 |
Non-interest Expense | 5,399 | 4,547 |
Provision for Loan & Lease Losses | 2,225 | 826 |
Pretax Operating Income (TE) | -1,366 | 2,054 |
Pretax Net Operating Income (TE) | -1,122 | 2,086 |
Applicable Income Taxes | -600 | 304 |
Net Operating Income | -522 | 1,497 |
Net Income | -522 | 1,497 |
Cash Dividends Declared | — | 686 |
Retained Earnings | -522 | 686 |