Vitals
  • Total Assets
    260.8M -2.1 %
  • Total Deposits
    227.5M -2.0 %
  • Total Net Loans
    182.4M -5.1 %
  • Net Income
    3.8M -27.5 %
  • Book Value
    30.9M -0.2 %
  • Book Value x2
    61.8M -0.2 %
  • Book Value x3
    92.7M -0.2 %
ROAA

1.46

ROAE

12.085

Efficiency Ratio

59.298

Net Interest Margin

3.635

Balance Sheet Highlights
Financial Highlights Ramsey National Bank All Insured Commercial Banks in North Dakota
Balance Sheet $(000)
Total Assets 260,837 232,076
Total Net Loans 182,381 156,713
Total Deposits 227,535 198,811
Total Equity 30,914 23,476
Profitability
Net Income 3,820 3,002
Return on Average Assets 1.46 1.206
Return on Average Equity 12.085 11.39
Net Interest Margin 3.635 3.951
Efficiency Ratio 59.298 62.572
Noninterest Income/Revenue 12.034 15.037
Balance Sheet Ratios
Loan-to-Deposit 80.155 75.896
Securities/Assets .231 .19
Total Equity/Total Assets .119 .101
Tangible Equity/Tangible Assets .115 .097
Capital Adequacy
Tier 1 Common Capital 30,969 22,730
Tier 1 Capital 30,969 22,737
Tier 2 Capital 2,289 2,012
Total Capital 33,258 24,749
Total Risk Weighted Assets 183,094 176,189
Leverage Ratio 11.82 10.101
Common Equity Tier 1 Capital Ratio 16.91 13.897
Tier 1 Capital Ratio 16.91 13.902
Total Capital Ratio 18.16 14.995

Timeline for Ramsey National Bank

Ramsey Bank

Acquisition: Ramsey National Bank acquired a new subsidiary, Ramsey Bank, 23 years

View Profile Oct 21 2000

The Farmers & Merchants Bank Of Sheyenne

Acquisition: Ramsey National Bank acquired a new subsidiary, The Farmers & Merchants Bank Of Sheyenne, 33 years

View Profile Oct 27 1990

Midwest Federal Savings Bank Of Minot

Acquisition: Ramsey National Bank acquired a new subsidiary, Midwest Federal Savings Bank Of Minot, 33 years

View Profile Sep 22 1990

Farmers State Bank

Acquisition: Ramsey National Bank acquired a new subsidiary, Farmers State Bank, 37 years

View Profile May 08 1987

Ramsey Financial Corporation

Ramsey Financial Corporation became a new parent organization for Ramsey National Bank.

View Profile Mar 25 1982

Want to see more?

Complete timeline for Ramsey National Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Ramsey Bank Seller 44,950 Pooling of Interests Discontinued 10/21/2000
The Farmers & Merchants Bank Of Sheyenne Seller 2,899 Failure 10/27/1990
Midwest Federal Savings Bank Of Minot Seller 534,843 Failure 9/22/1990
Farmers State Bank Seller 11,864 Failure 5/8/1987
Relationships Role Relationship Start Relationship End
Ramsey Financial Corporation Parent 12/31/1989
Ramsey Financial Corporation Parent 3/31/1984 12/30/1989
Ramsey Financial Corporation Parent 3/25/1982 3/30/1984
Similar Organizations
Organization City State Total Assets
The First National Bank Of Elk River
 		Elk River MN 259.4M
First National Bank Of Griffin
 		Griffin GA 257.3M
City First Bank Of D.C., National Association
 		Washington DC 256.9M
First United National Bank
 		Fryburg PA 267.0M
Mission National Bank
 		San Francisco CA 267.1M
Peoples National Bank Of Kewanee
 		Kewanee IL 251.0M
The Cattle National Bank And Trust Company
 		Seward NE 250.9M
Fort Hood National Bank
 		Fort Hood TX 250.8M
The First National Bank And Trust Company Of Okmulgee
 		Okmulgee OK 249.8M
Bank Of Brenham, National Association
 		Brenham TX 271.2M