Vitals
  • Total Assets
    958.1M 7.7 %
  • Total Deposits
    862.2M 8.2 %
  • Total Net Loans
    634.2M 10.9 %
  • Net Income
    7.0M 10.5 %
  • Book Value
    92.5M 1.8 %
  • Book Value x2
    185.1M 1.8 %
  • Book Value x3
    277.6M 1.8 %
ROAA

.755

ROAE

7.579

Efficiency Ratio

76.335

Net Interest Margin

3.991

Balance Sheet Highlights
Financial Highlights Queensborough National Bank & Trust Company All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 958,099 256,123
Total Net Loans 634,241 160,108
Total Deposits 862,221 221,413
Total Equity 92,547 27,434
Profitability
Net Income 7,035 2,812
Return on Average Assets .755 .99
Return on Average Equity 7.579 8.811
Net Interest Margin 3.991 4.031
Efficiency Ratio 76.335 72.067
Noninterest Income/Revenue 24.153 19.316
Balance Sheet Ratios
Loan-to-Deposit 73.559 70.662
Securities/Assets .188 .165
Total Equity/Total Assets .097 .107
Tangible Equity/Tangible Assets .093 .105
Capital Adequacy
Tier 1 Common Capital 91,129 26,376
Tier 1 Capital 91,129 26,452
Tier 2 Capital 8,553 1,919
Total Capital 99,682 28,453
Total Risk Weighted Assets 682,791 174,280
Leverage Ratio 9.53 10.62
Common Equity Tier 1 Capital Ratio 13.35 16.191
Tier 1 Capital Ratio 13.35 16.286
Total Capital Ratio 14.6 17.433

Timeline for Queensborough National Bank & Trust Company

Bank Of Wadley

Acquisition: Queensborough National Bank & Trust Company acquired a new subsidiary, Bank Of Wadley, 25 years

View Profile Mar 01 1999

Ogeechee Valley Bank

Acquisition: Queensborough National Bank & Trust Company acquired a new subsidiary, Ogeechee Valley Bank, 25 years

View Profile Mar 01 1999

Bank Of Midville

Acquisition: Queensborough National Bank & Trust Company acquired a new subsidiary, Bank Of Midville, 37 years

View Profile Dec 31 1986

Queensborough Company, The

Queensborough Company, The became a new parent organization for Queensborough National Bank & Trust Company.

View Profile Nov 30 1985

Queensborough National Bank & Trust Company

Queensborough National Bank & Trust Company was established 122 years ago and is currently headquartered in Louisville, GA.

Jan 01 1902
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of Wadley Seller 24,179 Pooling of Interests Discontinued 3/1/1999
Ogeechee Valley Bank Seller 21,756 Pooling of Interests Discontinued 3/1/1999
Bank Of Midville Seller 5,782 Discontinued 12/31/1986
Relationships Role Relationship Start Relationship End
Queensborough Company, The Parent 11/30/1985
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