Vitals
  • Total Assets
    113.9M -3.2 %
  • Total Deposits
    100.2M -1.0 %
  • Total Net Loans
    87.4M -3.0 %
  • Net Income
    1.2M 40.8 %
  • Book Value
    13.2M -1.6 %
  • Book Value x2
    26.4M -1.6 %
  • Book Value x3
    39.6M -1.6 %
ROAA

.973

ROAE

8.413

Efficiency Ratio

58.572

Net Interest Margin

3.814

Balance Sheet Highlights
Financial Highlights Putnam 1St Mercantile Bank All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 113,871 350,717
Total Net Loans 87,372 240,957
Total Deposits 100,235 296,573
Total Equity 13,205 37,152
Profitability
Net Income 1,173 3,593
Return on Average Assets .973 .956
Return on Average Equity 8.413 8.82
Net Interest Margin 3.814 4.036
Efficiency Ratio 58.572 69.386
Noninterest Income/Revenue 8.156 17.129
Balance Sheet Ratios
Loan-to-Deposit 87.167 77.925
Securities/Assets .142 .166
Total Equity/Total Assets .116 .106
Tangible Equity/Tangible Assets .116 .103
Capital Adequacy
Tier 1 Common Capital 13,856 35,983
Tier 1 Capital 13,856 36,157
Tier 2 Capital 1,098 2,649
Total Capital 14,954 38,803
Total Risk Weighted Assets 87,560 253,332
Leverage Ratio 11.9 10.564
Common Equity Tier 1 Capital Ratio 15.82 15.215
Tier 1 Capital Ratio 15.82 15.278
Total Capital Ratio 17.08 16.362

Timeline for Putnam 1St Mercantile Bank

First Mercantile Financial Corporation

First Mercantile Financial Corporation became a new parent organization for Putnam 1St Mercantile Bank.

View Profile Jul 01 2015

Putnam 1St Mercantile Bank

Putnam 1St Mercantile Bank was established 18 years ago and is currently headquartered in Cookeville, TN.

Nov 28 2005
Relationships Role Relationship Start Relationship End
First Mercantile Financial Corporation Parent 7/1/2015
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