Vitals
  • Total Assets
    139.0M -0.6 %
  • Total Deposits
    94.8M -4.6 %
  • Total Net Loans
    81.0M 4.2 %
  • Net Income
    1.0M -3.8 %
  • Book Value
    37.4M 1.8 %
  • Book Value x2
    74.9M 1.8 %
  • Book Value x3
    112.3M 1.8 %
ROAA

.726

ROAE

2.758

Efficiency Ratio

74.404

Net Interest Margin

5.188

Balance Sheet Highlights
Financial Highlights Prosperity Bank And Trust Company All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 138,969 410,827
Total Net Loans 81,005 301,923
Total Deposits 94,757 315,062
Total Equity 37,438 43,343
Profitability
Net Income 1,021 5,678
Return on Average Assets .726 .988
Return on Average Equity 2.758 9.656
Net Interest Margin 5.188 4.078
Efficiency Ratio 74.404 75.779
Noninterest Income/Revenue 5.732 12.485
Balance Sheet Ratios
Loan-to-Deposit 85.487 90.037
Securities/Assets .173 .626
Total Equity/Total Assets .269 .106
Tangible Equity/Tangible Assets .089 -1.259
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 12,442 39,315
Tier 2 Capital 828 3,338
Total Capital 13,270 42,681
Total Risk Weighted Assets 88,600 321,622
Leverage Ratio 10.9 10.89
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.04 13.999
Total Capital Ratio 14.98 15.069

Timeline for Prosperity Bank And Trust Company

Union Bank & Trust

Prosperity Bank And Trust Company was acquired by Union Bank & Trust 16 years

View Profile Mar 15 2008

Union Insurance Group Llc

Union Insurance Group Llc became a new subsidiary organization for Prosperity Bank And Trust Company.

View Profile Oct 01 2007

Union Bankshares Corporation

Union Bankshares Corporation became a new parent organization for Prosperity Bank And Trust Company.

View Profile Apr 01 2006

Prosperity Bank And Trust Company

Prosperity Bank And Trust Company was established 37 years ago and is currently headquartered in Springfield, VA.

Oct 06 1986
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Union Bank & Trust Buyer 8,242,173 Acquisition Discontinued 3/15/2008
Relationships Role Relationship Start Relationship End
Union Bankshares Corporation Parent 4/1/2006 3/14/2008
Union Insurance Group Llc Subsidary 10/1/2007 3/14/2008
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