Vitals
  • Total Assets
    80.1M 2.4 %
  • Total Deposits
    67.1M -3.7 %
  • Total Net Loans
    51.1M 31.9 %
  • Net Income
    788000.0000 26.7 %
  • Book Value
    9.1M 12.4 %
  • Book Value x2
    18.1M 12.4 %
  • Book Value x3
    27.2M 12.4 %
ROAA

1.979

ROAE

18.234

Efficiency Ratio

62.57

Net Interest Margin

4.518

Balance Sheet Highlights
Financial Highlights Prosper Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 80,138 342,988
Total Net Loans 51,084 200,778
Total Deposits 67,075 291,295
Total Equity 9,072 38,580
Profitability
Net Income 788 1,921
Return on Average Assets 1.979 1.061
Return on Average Equity 18.234 9.756
Net Interest Margin 4.518 3.769
Efficiency Ratio 62.57 66.286
Noninterest Income/Revenue 12.629 16.313
Balance Sheet Ratios
Loan-to-Deposit 76.16 65.035
Securities/Assets .287 .222
Total Equity/Total Assets .113 .112
Tangible Equity/Tangible Assets .112 .108
Capital Adequacy
Tier 1 Common Capital 8,786 35,308
Tier 1 Capital 8,786 35,333
Tier 2 Capital 672 2,406
Total Capital 9,458 37,762
Total Risk Weighted Assets 54,138 223,974
Leverage Ratio 11.26 10.5
Common Equity Tier 1 Capital Ratio 16.23 18.147
Tier 1 Capital Ratio 16.23 18.177
Total Capital Ratio 17.47 19.253

Timeline for Prosper Bank

Texas Bank

Prosper Bank was acquired by Texas Bank 8 years

View Profile Sep 10 2016

Henderson Texas Bancshares, Inc.

Henderson Texas Bancshares, Inc. became a new parent organization for Prosper Bank.

View Profile Dec 31 2015

Prosper Bancshares, Inc.

Prosper Bancshares, Inc. became a new parent organization for Prosper Bank.

View Profile Jan 01 2008

Prosper Delaware Financial Corporation

Prosper Delaware Financial Corporation became a new parent organization for Prosper Bank.

View Profile Feb 28 2006

Bank Insurance Agency, Inc.

Bank Insurance Agency, Inc. became a new subsidiary organization for Prosper Bank.

View Profile Feb 28 2006

Want to see more?

Complete timeline for Prosper Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Texas Bank Buyer 420,718 Pooling of Interests Discontinued 9/10/2016
Relationships Role Relationship Start Relationship End
Henderson Texas Bancshares, Inc. Parent 12/31/2015 9/9/2016
Prosper Bancshares, Inc. Parent 1/1/2008 12/30/2015
Prosper Delaware Financial Corporation Parent 2/28/2006 12/31/2007
Bank Insurance Agency, Inc. Subsidary 6/30/2007 8/25/2016
Bank Insurance Agency, Inc. Subsidary 2/28/2006 6/29/2007
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