Net Income Analysis ( % relative to Total Revenue )
Income Statement Prosper Bank All Insured Commercial Banks in Texas
Interest and Fees on Loans 1,457 5,209
Income from Lease Financing Receivables — 1
— 20
Estimated Tax Benefit from Tax-Exempt Loan Income — 10
Income on Loans and Leases (TE) 1,457 5,241
Investment Interest Income (TE) 478 1,011
Total Interest Income (TE) 1,944 6,523
Total Interest Expense 214 504
Net Interest Income (TE) 1,730 5,985
Non-Interest Income 281 1,272
Adjusted Operating Income (TE) 2,011 7,427
Non-interest Expense 1,258 4,646
Provision for Loan & Lease Losses 1 235
Pretax Operating Income (TE) 752 2,393
Pretax Net Operating Income (TE) 841 2,465
Applicable Income Taxes — 285
Net Operating Income 788 1,921
Net Income 788 1,921
Cash Dividends Declared — 751
Retained Earnings 788 1,045