Vitals
  • Total Assets
    588.2M -0.6 %
  • Total Deposits
    470.6M -2.0 %
  • Total Net Loans
    432.3M -0.8 %
  • Net Income
    10.3M 6.0 %
  • Book Value
    66.6M 1.8 %
  • Book Value x2
    133.2M 1.8 %
  • Book Value x3
    199.8M 1.8 %
ROAA

1.727

ROAE

15.847

Efficiency Ratio

65.396

Net Interest Margin

4.14

Balance Sheet Highlights
Financial Highlights Priorityone Bank All Insured Commercial Banks in Mississippi
Balance Sheet $(000)
Total Assets 588,215 525,484
Total Net Loans 432,316 348,104
Total Deposits 470,556 440,088
Total Equity 66,584 60,485
Profitability
Net Income 10,348 5,177
Return on Average Assets 1.727 .911
Return on Average Equity 15.847 8.357
Net Interest Margin 4.14 3.971
Efficiency Ratio 65.396 70.327
Noninterest Income/Revenue 30.327 22.171
Balance Sheet Ratios
Loan-to-Deposit 91.873 71.665
Securities/Assets .155 .197
Total Equity/Total Assets .113 .115
Tangible Equity/Tangible Assets .113 .102
Capital Adequacy
Tier 1 Common Capital 66,675 52,498
Tier 1 Capital 66,675 52,598
Tier 2 Capital 5,648 3,510
Total Capital 72,323 56,103
Total Risk Weighted Assets 450,893 380,206
Leverage Ratio 11.31 10.71
Common Equity Tier 1 Capital Ratio 14.79 16.284
Tier 1 Capital Ratio 14.79 16.342
Total Capital Ratio 16.04 17.377

Timeline for Priorityone Bank

Title Services, Llc

Title Services, Llc became a new subsidiary organization for Priorityone Bank.

View Profile Jan 24 2000

Mortgage Centre, The

Mortgage Centre, The became a new subsidiary organization for Priorityone Bank.

View Profile Jul 23 1999

Priorityone Insurance Agency, Inc.

Priorityone Insurance Agency, Inc. became a new subsidiary organization for Priorityone Bank.

View Profile Jul 13 1999

Bankers Asset Management Company

Bankers Asset Management Company became a new subsidiary organization for Priorityone Bank.

View Profile Jul 21 1997

Citizens Bank And Trust Company

Acquisition: Priorityone Bank acquired a new subsidiary, Citizens Bank And Trust Company, 29 years

View Profile Jul 01 1994

Want to see more?

Complete timeline for Priorityone Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens Bank And Trust Company Seller 60,293 Discontinued 7/1/1994
State Bank And Trust Company Seller 32,500 Discontinued 3/1/1989
Relationships Role Relationship Start Relationship End
Priorityone Capital Corporation Parent 7/1/1994
Priorityone Capital Corporation Parent 3/1/1989 6/30/1994
Priorityone Capital Corporation Parent 2/4/1983 2/28/1989
Priorityone Insurance Agency, Inc. Subsidary 6/30/2007
Title Services, Llc Subsidary 12/31/2012
Title Services, Llc Subsidary 1/24/2000 12/30/2012
New South Life Insurance Company Subsidary 6/30/2004 12/30/2010
Priorityone Insurance Agency, Inc. Subsidary 7/13/1999 6/29/2007
Bankers Asset Management Company Subsidary 7/21/1997 7/23/2004
New South Life Insurance Company Subsidary 1/1/1994 6/29/2004
Mortgage Centre, The Subsidary 7/23/1999 12/31/1999
Express Finance Company, Inc. Subsidary 11/1/1992 10/18/1995
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