Vitals
  • Total Assets
    239.2M -0.6 %
  • Total Deposits
    200.0M -1.9 %
  • Total Net Loans
    150.9M 10.6 %
  • Net Income
    2.0M 37.7 %
  • Book Value
    37.9M 5.5 %
  • Book Value x2
    75.9M 5.5 %
  • Book Value x3
    113.8M 5.5 %
ROAA

.856

ROAE

5.357

Efficiency Ratio

72.34

Net Interest Margin

3.959

Balance Sheet Highlights
Financial Highlights Preferred Bank All Insured Savings Banks in Texas
Balance Sheet $(000)
Total Assets 239,167 699,407
Total Net Loans 150,931 487,746
Total Deposits 200,012 520,110
Total Equity 37,940 100,964
Profitability
Net Income 1,985 10,708
Return on Average Assets .856 1.001
Return on Average Equity 5.357 8.837
Net Interest Margin 3.959 4.122
Efficiency Ratio 72.34 69.901
Noninterest Income/Revenue 8.86 22.526
Balance Sheet Ratios
Loan-to-Deposit 75.461 87.04
Securities/Assets .144 .148
Total Equity/Total Assets .159 .144
Tangible Equity/Tangible Assets .159 .13
Capital Adequacy
Tier 1 Common Capital 37,940 94,270
Tier 1 Capital 37,940 94,270
Tier 2 Capital 1,816 4,738
Total Capital 39,756 99,006
Total Risk Weighted Assets 151,001 501,775
Leverage Ratio 16.32 11.157
Common Equity Tier 1 Capital Ratio 25.13 17.175
Tier 1 Capital Ratio 25.13 17.194
Total Capital Ratio 26.33 18.145

Timeline for Preferred Bank

Preferred Bancshares - Nevada, Inc.

Preferred Bancshares - Nevada, Inc. became a new parent organization for Preferred Bank.

View Profile Aug 08 2001

Preferred Bancshares, Inc.

Preferred Bancshares, Inc. became a new parent organization for Preferred Bank.

View Profile Aug 08 2001

Preferred Bank

Preferred Bank was established 39 years ago and is currently headquartered in Houston, TX.

Jan 14 1985
Relationships Role Relationship Start Relationship End
Preferred Bancshares - Nevada, Inc. Parent 7/21/2011
Preferred Bancshares - Nevada, Inc. Parent 8/8/2001 7/20/2011
Preferred Bancshares, Inc. Parent 8/8/2001 4/1/2011
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