Vitals
  • Total Assets
    243.2M 0.2 %
  • Total Deposits
    205.1M -0.2 %
  • Total Net Loans
    166.6M 5.5 %
  • Net Income
    1.1M 35.2 %
  • Book Value
    10.4M 28.8 %
  • Book Value x2
    20.7M 28.8 %
  • Book Value x3
    31.1M 28.8 %
ROAA

.446

ROAE

11.936

Efficiency Ratio

95.401

Net Interest Margin

3.342

Balance Sheet Highlights
Financial Highlights Cornerstonebank All Insured Savings Banks in Georgia
Balance Sheet $(000)
Total Assets 243,216 307,758
Total Net Loans 166,609 216,571
Total Deposits 205,073 252,178
Total Equity 10,374 38,396
Profitability
Net Income 1,080 2,926
Return on Average Assets .446 .728
Return on Average Equity 11.936 6.766
Net Interest Margin 3.342 3.974
Efficiency Ratio 95.401 81.825
Noninterest Income/Revenue 18.613 35.999
Balance Sheet Ratios
Loan-to-Deposit 81.244 88.337
Securities/Assets .176 .129
Total Equity/Total Assets .043 .125
Tangible Equity/Tangible Assets .04 .116
Capital Adequacy
Tier 1 Common Capital 11,180 36,180
Tier 1 Capital 11,180 36,180
Tier 2 Capital 3,003 2,309
Total Capital 14,183 38,490
Total Risk Weighted Assets 159,081 211,263
Leverage Ratio 4.51 12.979
Common Equity Tier 1 Capital Ratio 7.03 22.198
Tier 1 Capital Ratio 7.03 22.198
Total Capital Ratio 8.92 23.256

Timeline for Cornerstonebank

Cornerstone Bancshares

Cornerstone Bancshares became a new parent organization for Cornerstonebank.

View Profile Oct 01 2003

Cornerstonebank

Cornerstonebank was established 23 years ago and is currently headquartered in Atlanta, GA.

Feb 20 2001
Relationships Role Relationship Start Relationship End
Cornerstone Bancshares Parent 7/21/2011
Cornerstone Bancshares Parent 10/1/2003 7/20/2011
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