Vitals
  • Total Assets
    234.3M -2.8 %
  • Total Deposits
    189.4M -3.1 %
  • Total Net Loans
    91.5M -2.7 %
  • Net Income
    410000.0000 -1.2 %
  • Book Value
    42.6M -1.7 %
  • Book Value x2
    85.3M -1.7 %
  • Book Value x3
    127.9M -1.7 %
ROAA

.173

ROAE

.942

Efficiency Ratio

91.064

Net Interest Margin

2.483

Balance Sheet Highlights
Financial Highlights North Shore Trust And Savings All Insured Savings Banks in Illinois
Balance Sheet $(000)
Total Assets 234,335 195,050
Total Net Loans 91,480 114,901
Total Deposits 189,406 161,023
Total Equity 42,642 27,476
Profitability
Net Income 410 898
Return on Average Assets .173 .337
Return on Average Equity .942 2.298
Net Interest Margin 2.483 3.045
Efficiency Ratio 91.064 87.927
Noninterest Income/Revenue 16.489 32.531
Balance Sheet Ratios
Loan-to-Deposit 48.298 72.189
Securities/Assets .395 .221
Total Equity/Total Assets .182 .141
Tangible Equity/Tangible Assets .182 .139
Capital Adequacy
Tier 1 Common Capital 43,660 26,867
Tier 1 Capital 43,660 26,867
Tier 2 Capital 484 1,017
Total Capital 44,144 27,983
Total Risk Weighted Assets 76,892 100,995
Leverage Ratio 18.54 13.345
Common Equity Tier 1 Capital Ratio 56.78 29.704
Tier 1 Capital Ratio 56.78 29.704
Total Capital Ratio 57.41 30.713

Timeline for North Shore Trust And Savings

Nsts Financial Corporation

Nsts Financial Corporation became a new parent organization for North Shore Trust And Savings.

View Profile Jul 18 2005

North Shore Trust And Savings

North Shore Trust And Savings was established 103 years ago and is currently headquartered in Waukegan, IL.

Jan 01 1921
Relationships Role Relationship Start Relationship End
Nsts Financial Corporation Parent 7/21/2011
Nsts Financial Corporation Parent 7/18/2005 7/20/2011
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