Vitals
  • Total Assets
    273.9M 1.5 %
  • Total Deposits
    226.1M 1.6 %
  • Total Net Loans
    164.7M 5.0 %
  • Net Income
    2.9M 7.3 %
  • Book Value
    45.2M 0.8 %
  • Book Value x2
    90.4M 0.8 %
  • Book Value x3
    135.5M 0.8 %
ROAA

1.1

ROAE

6.416

Efficiency Ratio

63.202

Net Interest Margin

4.239

Balance Sheet Highlights
Financial Highlights Powell Valley National Bank All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 273,898 858,303
Total Net Loans 164,688 607,607
Total Deposits 226,126 699,932
Total Equity 45,177 97,657
Profitability
Net Income 2,921 7,896
Return on Average Assets 1.1 .794
Return on Average Equity 6.416 6.983
Net Interest Margin 4.239 3.805
Efficiency Ratio 63.202 71.157
Noninterest Income/Revenue 9.347 16.327
Balance Sheet Ratios
Loan-to-Deposit 72.83 84.705
Securities/Assets .228 .136
Total Equity/Total Assets .165 .114
Tangible Equity/Tangible Assets .162 .103
Capital Adequacy
Tier 1 Common Capital 44,770 87,521
Tier 1 Capital 44,770 87,589
Tier 2 Capital 2,283 6,159
Total Capital 47,053 93,977
Total Risk Weighted Assets 175,166 657,024
Leverage Ratio 16.76 10.765
Common Equity Tier 1 Capital Ratio 25.56 14.768
Tier 1 Capital Ratio 25.56 14.769
Total Capital Ratio 26.86 15.893

Timeline for Powell Valley National Bank

Powell Valley Bankshares, Inc.

Powell Valley Bankshares, Inc. became a new parent organization for Powell Valley National Bank.

View Profile Sep 15 1988

Powell Valley Service Corporation, Inc.

Powell Valley Service Corporation, Inc. became a new subsidiary organization for Powell Valley National Bank.

View Profile Jan 01 1985

Powell Valley National Bank

Powell Valley National Bank was established 136 years ago and is currently headquartered in Jonesville, VA.

Jan 01 1888
Relationships Role Relationship Start Relationship End
Powell Valley Bankshares, Inc. Parent 9/15/1988
Powell Valley Service Corporation, Inc. Subsidary 6/30/2007
Powell Valley Service Corporation, Inc. Subsidary 1/1/1985 6/29/2007
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