Vitals
  • Total Assets
    428.0M 14.7 %
  • Total Deposits
    317.5M 8.7 %
  • Total Net Loans
    301.5M 17.3 %
  • Net Income
    1.1M 18.3 %
  • Book Value
    35.9M 8.0 %
  • Book Value x2
    71.7M 8.0 %
  • Book Value x3
    107.6M 8.0 %
ROAA

1.069

ROAE

12.628

Efficiency Ratio

66.24

Net Interest Margin

4.562

Balance Sheet Highlights
Financial Highlights Pointe Bank All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 428,032 224,061
Total Net Loans 301,470 148,449
Total Deposits 317,504 185,221
Total Equity 35,874 21,010
Profitability
Net Income 1,126 1,219
Return on Average Assets 1.069 1.197
Return on Average Equity 12.628 13.524
Net Interest Margin 4.562 4.189
Efficiency Ratio 66.24 69.25
Noninterest Income/Revenue 10.022 11.943
Balance Sheet Ratios
Loan-to-Deposit 94.95 79.507
Securities/Assets .231 .408
Total Equity/Total Assets .084 .094
Tangible Equity/Tangible Assets .078 -.082
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 33,644 19,980
Tier 2 Capital 3,344 1,774
Total Capital 36,988 21,822
Total Risk Weighted Assets 313,052 160,606
Leverage Ratio 8.03 10.019
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.75 14.12
Total Capital Ratio 11.82 15.22

Timeline for Pointe Bank

Mercantile Bank

Pointe Bank was acquired by Mercantile Bank 19 years

View Profile May 06 2005

Will No-No, Inc.

Will No-No, Inc. became a new subsidiary organization for Pointe Bank.

View Profile Mar 26 2002

Pointe Federal Savings Bank

Acquisition: Pointe Bank acquired a new subsidiary, Pointe Federal Savings Bank, 27 years

View Profile Apr 14 1997

Pointe Financial Corporation

Pointe Financial Corporation became a new parent organization for Pointe Bank.

View Profile Jun 11 1994

Pointe Bank

Pointe Bank was established 34 years ago and is currently headquartered in Boca Raton, FL.

Jul 17 1989
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Mercantile Bank Buyer 5,658,971 Acquisition Discontinued 5/6/2005
Pointe Federal Savings Bank Seller 107,775 Pooling of Interests Discontinued 4/14/1997
Relationships Role Relationship Start Relationship End
Pointe Financial Corporation Parent 6/11/1994 5/5/2005
Will No-No, Inc. Subsidary 3/26/2002 5/5/2005
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