Vitals
  • Total Assets
    235.0M -8.4 %
  • Total Deposits
    193.6M -10.8 %
  • Total Net Loans
    180.9M -4.0 %
  • Net Income
    2.0M 186.4 %
  • Book Value
    32.6M 5.4 %
  • Book Value x2
    65.2M 5.4 %
  • Book Value x3
    97.8M 5.4 %
ROAA

.808

ROAE

6.397

Efficiency Ratio

79.245

Net Interest Margin

3.98

Balance Sheet Highlights
Financial Highlights Platinum Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 235,019 358,087
Total Net Loans 180,942 213,533
Total Deposits 193,645 308,027
Total Equity 32,602 38,740
Profitability
Net Income 2,026 3,845
Return on Average Assets .808 1.025
Return on Average Equity 6.397 9.415
Net Interest Margin 3.98 3.773
Efficiency Ratio 79.245 66.762
Noninterest Income/Revenue 6.17 16.375
Balance Sheet Ratios
Loan-to-Deposit 93.44 65.494
Securities/Assets .117 .214
Total Equity/Total Assets .139 .108
Tangible Equity/Tangible Assets .113 .104
Capital Adequacy
Tier 1 Common Capital 26,902 37,278
Tier 1 Capital 26,902 37,303
Tier 2 Capital 2,345 2,526
Total Capital 29,247 39,866
Total Risk Weighted Assets 187,218 237,367
Leverage Ratio 11.28 10.563
Common Equity Tier 1 Capital Ratio 14.37 18.073
Tier 1 Capital Ratio 14.37 18.097
Total Capital Ratio 15.62 19.169

Timeline for Platinum Bank

Platinum Bancshares Of Texas, Inc.

Platinum Bancshares Of Texas, Inc. became a new parent organization for Platinum Bank.

View Profile Jul 01 2011

Platinum Bank

Platinum Bank was established 17 years ago and is currently headquartered in Lubbock, TX.

Jun 25 2007
Relationships Role Relationship Start Relationship End
Platinum Bancshares Of Texas, Inc. Parent 7/1/2011
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