Net Income Analysis ( % relative to Total Revenue )
Income Statement Platinum Bank All Insured Commercial Banks in Texas
Interest and Fees on Loans 10,508 10,872
Income from Lease Financing Receivables 26 2
— 44
Estimated Tax Benefit from Tax-Exempt Loan Income — 22
Income on Loans and Leases (TE) 10,534 10,941
Investment Interest Income (TE) 610 2,007
Total Interest Income (TE) 11,177 13,476
Total Interest Expense 2,001 1,063
Net Interest Income (TE) 9,176 12,338
Non-Interest Income 735 2,639
Adjusted Operating Income (TE) 9,911 15,335
Non-interest Expense 7,854 9,693
Provision for Loan & Lease Losses -1,008 524
Pretax Operating Income (TE) 3,065 4,819
Pretax Net Operating Income (TE) 3,075 4,946
Applicable Income Taxes 964 576
Net Operating Income 2,026 3,858
Net Income 2,026 3,845
Cash Dividends Declared — 1,701
Retained Earnings 2,026 1,997