Vitals
  • Total Assets
    74.0M 0.3 %
  • Total Deposits
    60.0M 1.8 %
  • Total Net Loans
    50.2M 2.0 %
  • Net Income
    541000.0000 1.9 %
  • Book Value
    6.5M -2.0 %
  • Book Value x2
    13.0M -2.0 %
  • Book Value x3
    19.4M -2.0 %
ROAA

.97

ROAE

11.325

Efficiency Ratio

69.934

Net Interest Margin

4.182

Balance Sheet Highlights
Financial Highlights Perpetual State Bank All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 74,020 320,353
Total Net Loans 50,172 651,098
Total Deposits 59,972 241,801
Total Equity 6,482 35,939
Profitability
Net Income 541 24,109
Return on Average Assets .97 1.204
Return on Average Equity 11.325 10.541
Net Interest Margin 4.182 4.042
Efficiency Ratio 69.934 67.691
Noninterest Income/Revenue 9.404 18.437
Balance Sheet Ratios
Loan-to-Deposit 83.659 84.384
Securities/Assets .246 3.586
Total Equity/Total Assets .088 .112
Tangible Equity/Tangible Assets .084 -4.559
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 6,366 28,742
Tier 2 Capital 556 18,071
Total Capital 6,922 32,647
Total Risk Weighted Assets 52,615 232,537
Leverage Ratio 8.6 10.578
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.1 15.939
Total Capital Ratio 13.16 17.212

Timeline for Perpetual State Bank

Sky Bank

Perpetual State Bank was acquired by Sky Bank 17 years

View Profile Dec 09 2006

Sky Financial Group, Inc.

Sky Financial Group, Inc. became a new parent organization for Perpetual State Bank.

View Profile Nov 15 2006

Wells River Bancorp, Inc.

Wells River Bancorp, Inc. became a new parent organization for Perpetual State Bank.

View Profile Mar 30 1996

Perpetual State Bank

Perpetual State Bank was established 133 years ago and is currently headquartered in Wellsville, OH.

Jan 01 1891
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Sky Bank Buyer 16,609,763 Pooling of Interests Discontinued 12/9/2006
Relationships Role Relationship Start Relationship End
Sky Financial Group, Inc. Parent 11/15/2006 12/8/2006
Wells River Bancorp, Inc. Parent 3/30/1996 11/14/2006
Similar Organizations
Organization City State Total Assets
Bank Of Halls
 		Halls TN 75.2M
Farmers And Merchants Bank Of Ashland
 		Ashland NE 75.2M
Montana State Bank
 		Plentywood MT 74.6M
Century Bank Of Florida
 		Tampa FL 75.9M
The Hamler State Bank
 		Hamler OH 76.6M
Bank Of Buffalo
 		Buffalo KY 77.2M
Granite Mountain Bank Inc Dba Granite Mountain Bank
 		Philipsburg MT 73.7M
Bank Of Mccrory
 		Mccrory AR 79.9M
First Bank And Trust Company
 		Minden NE 67.4M
Root River State Bank
 		Chatfield MN 68.1M