Perpetual State Bank
Wellsville, OH — Domestic Branch of a Domestic Bank
Acquired Dec 2006
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Perpetual State Bank | All Insured Commercial Banks in Ohio |
Interest and Fees on Loans | 2,928 | 31,612 |
Income from Lease Financing Receivables | — | 89,919 |
42 | 1,857 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 22 | 849 |
Income on Loans and Leases (TE) | 2,950 | 32,852 |
Investment Interest Income (TE) | 711 | 5,460 |
Total Interest Income (TE) | 3,709 | 14,562 |
Total Interest Expense | 1,510 | 8,020 |
Net Interest Income (TE) | 2,199 | 11,220 |
Non-Interest Income | 385 | 3,292 |
Adjusted Operating Income (TE) | 2,584 | 13,748 |
Non-interest Expense | 1,807 | 8,657 |
Provision for Loan & Lease Losses | 33 | 14,282 |
Pretax Operating Income (TE) | 744 | 35,113 |
Pretax Net Operating Income (TE) | 741 | 34,914 |
Applicable Income Taxes | — | 48,979 |
Net Operating Income | 541 | 24,094 |
Net Income | 541 | 24,109 |
Cash Dividends Declared | 411 | 50,167 |
Retained Earnings | 130 | 54,210 |