Efficiency Ratio Over Time
Efficiency Ratio Perpetual State Bank All Insured Commercial Banks in Ohio
09-30-2006 69.934 67.691
06-30-2006 69.467 67.58
03-31-2006 72.719 68.21
12-31-2005 70.374 66.127
09-30-2005 68.699 65.774
06-30-2005 66.44 66.08
03-31-2005 68.61 66.852
12-31-2004 62.821 65.604
09-30-2004 61.997 64.558
06-30-2004 59.919 64.778
03-31-2004 58.131 65.45
12-31-2003 51.336 64.066
09-30-2003 50.106 63.194
06-30-2003 50.782 63.247
03-31-2003 55.098 64.269
12-31-2002 59.173 63.1