Vitals
  • Total Assets
    132.2M 5.8 %
  • Total Deposits
    109.0M 6.8 %
  • Total Net Loans
    81.8M -2.7 %
  • Net Income
    3.2M 9.7 %
  • Book Value
    22.3M 1.3 %
  • Book Value x2
    44.5M 1.3 %
  • Book Value x3
    66.8M 1.3 %
ROAA

2.421

ROAE

14.778

Efficiency Ratio

47.059

Net Interest Margin

4.895

Balance Sheet Highlights
Financial Highlights Peoples Community State Bank All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 132,178 217,942
Total Net Loans 81,839 142,160
Total Deposits 108,991 184,033
Total Equity 22,265 22,465
Profitability
Net Income 3,222 2,095
Return on Average Assets 2.421 .922
Return on Average Equity 14.778 9.031
Net Interest Margin 4.895 3.787
Efficiency Ratio 47.059 68.906
Noninterest Income/Revenue 17.969 15.395
Balance Sheet Ratios
Loan-to-Deposit 75.088 72.917
Securities/Assets .214 .188
Total Equity/Total Assets .168 .103
Tangible Equity/Tangible Assets .161 .101
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 21,570 22,110
Tier 2 Capital 1,127 1,842
Total Capital 22,697 23,970
Total Risk Weighted Assets 88,813 154,126
Leverage Ratio 15.66 10.175
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 24.29 15.15
Total Capital Ratio 25.56 16.317

Timeline for Peoples Community State Bank

Peoples Community Bank

Peoples Community State Bank was acquired by Peoples Community Bank 10 years

View Profile Jan 01 2014

Ripley County Bancshares, Inc

Ripley County Bancshares, Inc became a new parent organization for Peoples Community State Bank.

View Profile Mar 05 1999

Peoples Community State Bank

Peoples Community State Bank was established 44 years ago and is currently headquartered in Doniphan, MO.

May 01 1980
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Peoples Community Bank Buyer 425,495 Acquisition Discontinued 1/1/2014
Relationships Role Relationship Start Relationship End
Ripley County Bancshares, Inc Parent 3/5/1999 12/31/2013
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