Vitals
  • Total Assets
    66.5M
  • Total Deposits
    58.1M
  • Total Net Loans
    49.3M
  • Net Income
    20000.0000
  • Book Value
    5.4M
  • Book Value x2
    10.8M
  • Book Value x3
    16.2M
ROAA

.061

ROAE

.729

Efficiency Ratio

87.065

Net Interest Margin

5.375

Balance Sheet Highlights
Financial Highlights Pend Oreille Bank All Insured Commercial Banks in Idaho
Balance Sheet $(000)
Total Assets 66,489 216,775
Total Net Loans 49,273 141,885
Total Deposits 58,147 178,266
Total Equity 5,395 22,060
Profitability
Net Income 20 1,384
Return on Average Assets .061 1.024
Return on Average Equity .729 10.252
Net Interest Margin 5.375 4.837
Efficiency Ratio 87.065 66.999
Noninterest Income/Revenue 8.882 19.858
Balance Sheet Ratios
Loan-to-Deposit 84.739 80.153
Securities/Assets .049 .257
Total Equity/Total Assets .081 .102
Tangible Equity/Tangible Assets .081 .078
Capital Adequacy
Tier 1 Common Capital
Tier 1 Capital 5,372 20,238
Tier 2 Capital 608 1,906
Total Capital 5,980 22,144
Total Risk Weighted Assets 48,308 159,289
Leverage Ratio 8.17 10.226
Common Equity Tier 1 Capital Ratio
Tier 1 Capital Ratio 11.12 14.268
Total Capital Ratio 12.38 15.428

Timeline for Pend Oreille Bank

Mountain West Bank

Pend Oreille Bank was acquired by Mountain West Bank 20 years

View Profile Jul 16 2003

Pend Oreille Bancorp

Pend Oreille Bancorp became a new parent organization for Pend Oreille Bank.

View Profile Sep 21 1993

Pend Oreille Bank

Pend Oreille Bank was established 42 years ago and is currently headquartered in Ponderay, ID.

Feb 08 1982
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Mountain West Bank Buyer 1,108,789 Acquisition Discontinued 7/16/2003
Relationships Role Relationship Start Relationship End
Pend Oreille Bancorp Parent 9/21/1993 7/15/2003
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